Asthma life insurance

Asthma life insurance

Are you looking for affordable Asthma life insurance cover, with an insurer that understands your needs? With Life Insurance Cover, you can compare different insurers. Quickly and easily find cover that protects you and your loved ones. Life Insurance Cover helping people with a history of respiratory conditions like Asthma. We search the whole life insurance market. Which takes the hassle out of finding the best insurance policy at a great price.

Day By Day With Asthma

Asthma is a respiratory condition that affects the lungs. It can affect anyone at any time, regardless of age. It is a long-term condition without a cure which causes disrupted flow of oxygen to the lungs. The main symptoms include wheezing, difficulty breathing, tightness in the chest, frequent and uncontrollable coughing. During an Asthma attack patients experience swelling of their breathing tubes. They are responsible for carrying air in and out of their lungs. Due to the swelling the space inside the tubes constricts, making it hard to breathe.

Asthma is usually treated through the use of an inhaler and medication. The two primary types of inhaler for people with Asthma are preventer inhalers and reliever inhalers. Preventer inhalers stop Asthma symptoms from happening.  Reliever inhalers ease symptoms if an Asthma attack happens.

Asthma is a long-term pre-existing health condition. If the condition is diagnosed when a person is young, it can come back in adulthood. For this reason, many insurers provide life insurance cover for Asthma. This is due to its status as a common condition. Cover is offered on standard terms, depending on severity of symptoms.

Finding Asthma Life Insurance

Trying to find the right Asthma life insurance cover for your needs can be a confusing process. If you suffer from frequent Asthma attacks or your diagnosis is severe. An insurer may need to carefully consider whether or not to accept your application.

All insurers have to underwrite applications they receive from customers looking for Asthma life insurance. Insurers will manage their level of risk. Depending on the severity of the diagnosis and treatment, it may be more challenging to find an insurer that will accept your application. The Life Insurance Cover comparison service can help you find the right insurer for your personal circumstances.

asthma life cover

Costs For Asthma Life Insurance Premiums

Insurers offer cover for a wide range of respiratory conditions, including Asthma. Premiums are affected by various factors including when you were first diagnosed with Asthma, medications you are taking to treat it and hospital admissions.

Asthma is a pre-existing medical condition (like diabetes). As you have a pre-existing condition. As a treatable long-term condition, you should expect to pay higher premiums than a person with no health conditions at all. But no more than other pre-existing or long-term medical conditions that are under control, meaning that the increase should be minimal. This will however depend on the severity of your current Asthma, the strength of the medications you are taking and the overall level of risk you pose to an insurer.

Prices from insurers will vary depending on who you speak to, which is why Life Insurance Cover is the ideal place to find the best Asthma life insurance.

At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best FCA-regulated life insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.

Who Offers Asthma Life Insurance?

Life Insurance Cover works with many of the UK’s leading insurers for Asthma life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. Just submit your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:

– The best price for Asthma life insurance

– Protection for complete peace of mind

– A specialist insurer that understands Asthma and your symptoms

Different Protection For Asthma

Critical illness cover

Diagnosed with Asthma and you’d like to apply for critical illness cover? In case you are diagnosed with a critical illness such as cancer. Acceptance of your application will depend on various factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.

Life Insurance Cover offers policy comparison services to help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.

For more information on Asthma:

Asthma UK


Do you have a medical condition like Asthma and require life insurance cover? At Life Insurance Cover we take the time to find the best policy and save you money. We also make the purchasing of life insurance as quick and simple as possible. Fill in the easy no obligation enquiry form to speak with member of our specialist team. Get protected with Asthma life insurance.