Gestational Diabetes Life Insurance
Have you been previously treated for Gestational Diabetes and now looking for cost effective Gestational Diabetes life insurance cover? At Life Insurance Cover we find the protection you are looking for. Life Insurance Cover compares different insurers to quickly and easily find cover that protects you and your loved ones.
More About Gestational Diabetes
Gestational diabetes is high blood sugar (glucose) that develops during pregnancy and usually disappears after giving birth. It can happen at any stage of pregnancy, but is more common in the second or third trimester.
It happens when your body cannot produce enough insulin – a hormone that helps control blood sugar levels – to meet your extra needs in pregnancy. Gestational diabetes can cause problems for you and your baby during pregnancy and after birth. But the risks can be reduced if the condition is detected early and well managed.
Who’s At Risk Of Gestational Diabetes?
Any woman can develop gestational diabetes during pregnancy, but you’re at an increased risk if:
Body mass index (BMI) is above 30
Previously had a baby who weighed 4.5kg (10lb) or more at birth
Had gestational diabetes in a previous pregnancy
1 of your parents or siblings has diabetes
Are of south Asian, Black, African-Caribbean or Middle Eastern origin (even if you were born in the UK)
If any of these apply to you, you should be offered screening for gestational diabetes during your pregnancy.
Symptoms Of Gestational Diabetes
Gestational diabetes does not usually cause any symptoms. Most cases are only discovered when your blood sugar levels are tested during screening for gestational diabetes. Some women may develop symptoms if their blood sugar levels gets too high (hyperglycaemia), such as:
Needing to pee more often than usual
A dry mouth
But some of these symptoms are common during pregnancy and are not necessarily a sign of gestational diabetes.
How Gestational Diabetes Can Affect Your Pregnancy
Most women with gestational diabetes have otherwise normal pregnancies with healthy babies. Gestational diabetes can cause problems such as:
Your baby growing larger than usual – this may lead to difficulties during the delivery and increases the likelihood of needing induced labour or a caesarean section
Polyhydramnios – too much amniotic fluid (the fluid that surrounds the baby) in the womb, which can cause premature labour or problems at delivery
Premature birth – giving birth before the 37th week of pregnancy
Pre-eclampsia – a condition that causes high blood pressure during pregnancy and can lead to pregnancy complications if not treated
Your baby developing low blood sugar or yellowing of the skin and eyes (jaundice) after he or she is born, which may require treatment in hospital
The loss of your baby (stillbirth) – though this is rare
Having gestational diabetes also means you’re at an increased risk of developing type 2 diabetes in the future.
Treatments For Gestational Diabetes
If you have gestational diabetes, the chances of having problems with your pregnancy can be reduced by controlling your blood sugar levels.
Blood sugar levels may be reduced by changing your diet and exercise routine. However, if these changes don’t lower your blood sugar levels enough, you will need to take medicine as well. This may be tablets or insulin injections.
If you have gestational diabetes, it’s best to give birth before 41 weeks. Induction of labour or a caesarean section may be recommended if labour does not start naturally by this time. Earlier delivery may be recommended if there are concerns about your or your baby’s health or if your blood sugar levels have not been well controlled.
Long-term Effects Of Gestational Diabetes
Gestational diabetes normally goes away after birth. But women who’ve had it are more likely to develop:
Gestational diabetes again in future pregnancies
Type 2 diabetes – a lifelong type of diabetes
You should have a blood test to check for diabetes 6 to 13 weeks after giving birth, and once every year after that if the result is normal.
You’ll also be advised about things you can do to reduce your risk of getting diabetes, such as maintaining a healthy weight, eating a balanced diet and exercising regularly.
Many people who have suffered with Gestational Diabetes have been accepted for life insurance on standard terms. This is because it is usually a short term condition. Insurers will however accept applications based on how severe the condition is. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle.
Finding Gestational Diabetes Life Insurance
At Life Insurance Cover we can find the right policy types and protection for you. In some cases an insurer may apply a small increase to a premium if there has been complications in your treatment. It can be difficult to find the right Gestational Diabetes life insurance cover for your needs, but we can help you.
As Gestational Diabetes is a short term condition, most people are able to have standard rate life insurance. However if their is a family history that links to other health conditions. Some insurers may be wary about accepting applications. All insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Gestational Diabetes life insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an insurer that can meet your needs.
At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best FCA-regulated life insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Costs For Insurance Premiums
As Gestational Diabetes is usually a short-term health condition, some insurers will charge standard rates. If there are complications or a history of Gestational Diabetes a higher premiums will be charged. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of Gestational Diabetes, your premiums may be higher and an insurer may request some further details from your doctor to determine your premiums.
Prices from insurers will vary depending on who you speak to, which is why Life Insurance Cover is the perfect place to find the best Gestational Diabetes life insurance.
Who Offers Gestational Diabetes Life Insurance?
Life Insurance Cover works with all of the UK’s leading insurers for Gestational Diabetes life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. By submitting your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:
– The best price for Gestational Diabetes life insurance
– Protection for complete peace of mind
– A specialist insurer that understands Gestational Diabetes and your symptoms
Different Protection For Gestational Diabetes
Critical illness cover
Critical illness insurance offers protection for many conditions including cancer. If you have received a diagnosis for Gestational Diabetes. Acceptance of your application will depend on various factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.
Life Insurance Cover offers policy comparison services to help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Gestational Diabetes:
Do you have a medical condition like Gestational Diabetes and require life insurance cover? At Life Insurance Cover we take the time to find the best policy and save you money. We also make the purchasing of life insurance as quick and simple as possible. Fill in the easy no obligation enquiry form to speak with member of our specialist team. Get protected with life insurance.