Have you had a Heart Attack in the past? Not sure how to find cost effective Heart Attack life insurance cover? At Life Insurance Cover we find the protection you are looking for. Life Insurance Cover compares all of the different insurers to quickly and easily find cover that protects you and your loved ones.
What Is A Heart Attack?
Heart attacks (myocardial infarction or MI) are serious medical emergencies in which the supply of blood to the heart is suddenly blocked, usually by a blood clot. A lack of blood to the heart may seriously damage the heart muscle and can be life threatening.
Symptoms Of A Heart Attack
Symptoms of a heart attack can include:
Chest pain – the chest can feel like its being pressed or squeezed by a heavy object, and pain can radiate from the chest to the jaw, neck, arms and back
Shortness of breath
Feeling weak or lightheaded, or both
An overwhelming feeling of anxiety
It’s important to know that not everyone experiences severe chest pain. This is particularly the case with many women. The pain can often be mild and mistaken for indigestion. It’s the combination of symptoms that’s important in determining whether a person is having a heart attack and not the severity of chest pain.
Causes Of A Heart Attack
Coronary heart disease (CHD) is the leading cause of heart attacks. CHD is a condition in which the major blood vessels that supply the heart get clogged with deposits of cholesterol, known as plaques.
Before a heart attack, 1 of the plaques bursts (ruptures), causing a blood clot to develop at the site of the rupture. The clot may block the supply of blood to the heart, triggering a heart attack.
Recovering From A Heart Attack
The time it takes to recover from a heart attack will depend on the amount of damage to your heart muscle. Most people can return to work after having a heart attack. Some people are well enough to return to work after 2 weeks. Other people may take several months to recover. How quickly you can go back to work depends on your health, the state of your heart and the type of work you do.
The recovery process aims to:
Reduce your risk of another heart attack through a combination of lifestyle changes (such as eating a healthy diet), and medicines (such as statins), which help to lower blood cholesterol levels
Slowly restore your physical fitness so you can resume normal activities (cardiac rehabilitation)
Complications Of A Heart Attack
Complications of a heart attack can be serious and possibly life threatening:
Arrhythmias – these are abnormal heartbeats. 1 type is where the heart begins beating faster and faster, then stops beating (cardiac arrest)
Cardiogenic shock – where the heart’s muscles are severely damaged and can no longer contract properly to supply enough blood to maintain many body functions
Heart rupture – where the heart’s muscles, walls or valves split apart (rupture)
These complications can happen quickly after a heart attack and are a leading cause of death. Many people die suddenly from a complication of a heart attack before reaching hospital or within the 1st month after a heart attack.
Preventing A Heart Attack
There are 5 main steps you can take to reduce your risk of having a heart attack (or having another heart attack):
Smokers should quit smoking
Lose weight if you’re overweight or obese
Do regular exercise – adults should do at least 150 minutes (2 hours and 30 minutes) of moderate-intensity aerobic activity each week, unless advised otherwise by the doctor in charge of your care
Eat a low-fat, high-fibre diet, including wholegrains and at least 5 portions of fruit and vegetables a day
Moderate your alcohol consumption
Many people who have suffered with a Heart Attack have been accepted for life insurance. Insurers will however accept applications based on how many you have suffered and if there are other conditions. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
Finding Heart Attack Life Insurance
We search the life insurance market to find specialist protection, Life Insurance Cover can find the best policy types and protection for you. It can be difficult to find the right Heart Attack life insurance cover for your needs, but we can help you.
As Heart Attacks can be life changing long-term condition that links to other health conditions which may require surgery. Some insurers may be wary about accepting applications. All insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Heart Attack life insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an insurer that can meet your needs.
Costs for Insurance premiums
As Heart Attacks can can cause long-term health conditions, some insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of a Heart Attack, your premiums may be higher and an insurer may request some further details from your doctor to determine your premiums.
Prices from insurers will vary depending on who you speak to, which is why Life Insurance Cover is one the best places to find Heart Attack life insurance.
At Life Insurance Cover our specialist team of advisors can help you find the best FCA-regulated life insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Who offers Heart Attack Life Insurance?
Life Insurance Cover works with all of the UK’s leading insurers for conditions like Heart Attack life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. By submitting your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:
– The best price for Heart Attack life insurance
– Protection for you and your family
– A specialist insurer that understands you and your symptoms
Different protection for Heart Attacks
Critical illness cover
Critical illness insurance offers protection for many conditions including cancer. If you have received a diagnosis for a Heart Attack. Acceptance of your application will depend on multiple factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.
Life Insurance Cover offers free quote and comparison services to help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Heart Attacks:
Do you have a ongoing medical condition and require life insurance cover? At Life Insurance Cover we take the time to find you the best policy and save you money. We make the purchasing of life insurance as quick and simple as possible. Fill in the easy no obligation enquiry form to speak with member of our specialist team. Get protected with life insurance.