Heart Conditions Life Insurance
Have you been diagnosed with a heart condition? Also looking for affordable Heart Conditions life insurance cover? At Life Insurance Cover we find the protection for people with serious ongoing medical conditions. Life Insurance Cover compares different insurers to quickly and easily find cover that protects you and your loved ones.
What Is The Most Common Heart Condition?
There are many heart conditions, with more being discovered through science. The most common heart condition is Coronary heart disease (CHD) which is a major cause of death in the UK and worldwide. CHD is sometimes called ischaemic heart disease or coronary artery disease.
Symptoms Of Coronary Heart Disease
The main symptoms of CHD are:
Chest pain (angina)
You can also have other symptoms, such as heart palpitations and unusual breathlessness. But not everyone has the same symptoms and some people may not have any before CHD is diagnosed.
Causes Of Coronary Heart Disease
Coronary heart disease is caused by the heart’s blood supply is blocked or interrupted by a build-up of fatty substances in the coronary arteries. Over time, the walls of your arteries can become furred up with fatty deposits. This process is known as atherosclerosis and the fatty deposits are called atheroma.
Atherosclerosis can be caused by lifestyle factors, such as smoking and regularly drinking excessive amounts of alcohol. You’re also more at risk of getting atherosclerosis if you have conditions like high cholesterol, high blood pressure (hypertension) or diabetes.
Treating Coronary Heart Disease
There is no cure for Coronary heart disease, but treatment can help manage the symptoms and reduce the chances of problems such as heart attacks. Treatment can include:
Lifestyle changes, such as regular exercise and stopping smoking
Preventing Coronary Heart Disease
You can reduce your risk of getting CHD by making some simple lifestyle changes which include:
Eating a healthy, balanced diet
Being physically active
Giving up smoking
Controlling blood cholesterol and sugar levels
Keeping your heart healthy will also have other health benefits, such as helping reduce your risk of stroke and dementia.
More About The Heart
The heart is a muscle about the size of your fist. It pumps blood around your body and beats approximately 70 times a minute. After the blood leaves the right side of the heart, it goes to your lungs where it picks up oxygen. Oxygen-rich blood returns to the heart, then pumped to the body’s organs through a network of arteries.
The blood returns to your heart through veins. Before being pumped back to your lungs again, this process is called circulation. The heart gets its own supply of blood from a network of blood vessels on the heart’s surface called coronary arteries.
Many people who suffer with many different heart conditions have been accepted for life insurance. Insurers will accept applications based on how severe the condition is and how you are responding to treatment. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
Finding Heart Conditions Life Insurance
We search all of the life insurance market including specialist providers. Life Insurance Cover can find the right policy types and protection for you. It can be challenging to find the right Heart conditions life insurance cover for your needs, but we can help you.
As Heart conditions are long-term conditions that links to other health conditions including diabetes. Some insurers may be wary about accepting applications. All insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Heart Conditions life insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an insurer that can meet your needs.
Costs for Insurance premiums
As all heart conditions are long-term health conditions, some insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of your heart conditions, your premiums may be higher and an insurer may request some further details from your doctor to determine your premiums.
Prices from insurers can vary dramatically depending on who you speak to, which is why Life Insurance Cover will find the best Heart Conditions life insurance for you.
At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best FCA-regulated life insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Who offers Heart Conditions Life Insurance?
Life Insurance Cover works with the UK’s leading insurers for Heart Conditions life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. By submitting your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:
– The best monthly price for Heart Conditions life insurance
– Protection for complete peace of mind
– A specialist insurer that understands your symptoms and treatment
Different Protection For Heart Conditions
Critical illness cover
Critical illness insurance offers protection for many conditions including cancer. If you have received a diagnosis for a heart condition. Acceptance of your application will depend on various factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.
Life Insurance Cover will help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Heart Conditions:
Do you have a ongoing medical condition and would like life insurance cover? At Life Insurance Cover we take the time to find the best policy and save you money. Simply fill in the easy no obligation enquiry form to speak with member of our specialist team.