Kidney Disease Life Insurance
Are you searching for affordable Kidney Disease life insurance cover? At Life Insurance Cover we find the protection you are looking for. Life Insurance Cover compares different insurers to quickly and easily find cover that protects you and your loved ones.
Information About Kidney Disease (CKD)
Chronic kidney disease (CKD) is a long-term condition where the kidneys don’t work as well as they should. It’s a common condition often associated with getting older. It can affect anyone, but it’s more common in people who are black or of south Asian origin.
CKD can get worse over time and eventually the kidneys may stop working altogether, but this is uncommon. Many people with CKD are able to live long lives with the condition.
Symptoms Of Kidney Disease
There are usually no symptoms of kidney disease in the early stages. It may only be diagnosed if you have a blood or urine test for another reason and the results show a possible problem with your kidneys.
At a more advanced stage, symptoms can include:
Swollen ankles, feet or hands
Shortness of breath
Blood in your pee (urine)
Causes of CKD
Chronic kidney disease is usually caused by other conditions that put a strain on the kidneys. Often it’s the result of a combination of different problems. CKD can be caused by:
High blood pressure – over time, this can put strain on the small blood vessels in the kidneys and stop the kidneys working properly
Diabetes – too much glucose in your blood can damage the tiny filters in the kidneys
High cholesterol – this can cause a build-up of fatty deposits in the blood vessels supplying your kidneys, which can make it harder for them to work properly
Glomerulonephritis – kidney inflammation
Polycystic kidney disease – an inherited condition where growths called cysts develop in the kidneys
Blockages in the flow of urine – for example, from kidney stones that keep coming back, or an enlarged prostate
Long-term, regular use of certain medicines – such as lithium and non-steroidal anti-inflammatory drugs (NSAIDs)
You can help prevent CKD by making healthy lifestyle changes and ensuring any underlying conditions you have are well controlled.
Treatments For Kidney Disease
There’s no cure for CKD, but treatment can help relieve the symptoms and stop it getting worse.
Your treatment will depend on how severe your condition is.
The main treatments are:
Lifestyle changes to help you remain as healthy as possible
Medicine to control associated problems such as high blood pressure and high cholesterol
Dialysis – treatment to replicate some of the kidney’s functions; this may be necessary in advanced CKD
Kidney transplant – this may also be necessary in advanced CKD
Living With Kidney Disease
CKD can range from a mild condition with no or few symptoms, to a very serious condition where the kidneys stop working, sometimes called kidney failure. Most people with CKD will be able to control their condition with medicine and regular check-ups. CKD only progresses to kidney failure in around 1 in 50 people with the condition.
If you have CKD, even if it’s mild, you’re at an increased risk of developing other serious problems, such as cardiovascular disease. This is a group of conditions affecting the heart and blood vessels, which includes heart attack and stroke.
Cardiovascular disease is one of the main causes of death in people with kidney disease, although healthy lifestyle changes and medicine can help reduce your risk of developing it.
Many people who suffer with Kidney Disease have been accepted for life insurance. Insurers will however accept applications based on how severe the condition is. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
Finding Kidney Disease Life Insurance
We can find the right policy types and protection for you by searching all the leading insurers. It can be difficult to find the right Kidney Disease life insurance cover for your needs, but we can help you.
As Kidney Disease can be a long-term condition that links to other health conditions including diabetes and cardiovascular disease. Some insurers may be wary about accepting applications. All insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Kidney Disease life insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an insurer that can meet your needs.
At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best FCA-regulated life insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Costs for Insurance Premiums
As Kidney Disease can be a long-term health condition, some insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of Kidney Disease, your premiums may be higher and an insurer may request some further details from your doctor to determine your premiums.
Prices from insurers will vary depending on who you speak to, which is why Life Insurance Cover is the perfect place to find the best Kidney Disease life insurance.
Who Offers Kidney Disease Life Insurance?
Life Insurance Cover works with all of the UK’s leading insurers for Kidney Disease life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. By submitting your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:
– The best price for Kidney Disease life insurance
– Protection for complete peace of mind
– A specialist insurer that understands Kidney Disease and your symptoms
Different Protection For Kidney Disease
Critical illness cover
Critical illness insurance offers protection for many conditions including cancer. If you have received a diagnosis for Kidney Disease. Acceptance of your application will depend on various factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.
Life Insurance Cover offers policy comparison services to help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Kidney Disease:
Do you have a medical condition like Kidney Disease and require life insurance cover? At Life Insurance Cover we take the time to find the best policy and save you money. We also make the purchasing of life insurance as quick and simple as possible. Fill in the easy no obligation enquiry form to speak with member of our specialist team. Get protected with life insurance.