Cerebral Palsy Life Insurance
Looking for life insurance protection? Finding affordable Cerebral Palsy life insurance with an insurer that understands your needs. With Life Insurance Cover, you can compare different insurers to quickly and easily find cover that protects you and your loved ones. Life Insurance Cover searches the whole life insurance market.
What Is Cerebral Palsy
Cerebral Palsy is a term used to cover several neurological conditions.
These conditions are caused before, during or shortly after birth as a result of injury to the brain due to any of the following reasons:
Limited or interrupted oxygen supply to the brain
A bleed within the baby’s brain
A premature or difficult birth process
The mother catching an infection whilst pregnant
Changes in genes which affect the development of the brain
Cerebral Palsy can affect muscle control, coordination, and tone, reflexes, posture and balance. Often a person with Cerebral Palsy will display signs of the condition, but the effects can vary greatly from person to person. The NHS describes three different categories of Cerebral Palsy, it is also possible to have a combination of categories which is referred to as ‘Mixed Cerebral Palsy’.
Spastic Cerebral Palsy: This affects muscle stiffness or weakness.
Athetoid Cerebral Palsy: Muscle tone, causing involuntary spasms.
Ataxic Cerebral Palsy: Balance and coordination.
The affect Cerebral Palsy has on individuals ranges from the very mild, to more severe cases that can make it difficult for people to control their limbs.
Many people with Cerebral Palsy live normal lives, and can do everyday activities. For this reason, many insurers accept applications from people who have had Cerebral Palsy.
Finding Cerebral Palsy Life Insurance
Trying to find the right Cerebral Palsy life insurance cover for your needs can be a confusing process.
All insurers have to underwrite applications they receive from customers looking for Cerebral Palsy life insurance, and need to manage their level of risk. If you have suffered with multiple severe symptoms. It may be more challenging to find an insurer that will accept your application. The Life Insurance Cover comparison service can help you find the right insurer for your personal circumstances.
Costs For Cerebral Palsy Life Insurance Premiums
Cerebral Palsy is considered to be a pre-existing medical condition (e.g asthma or diabetes). As the condition varies from person to person and is a treatable condition. Many life insurance companies offer protection for most people. However a small minority should expect to pay higher premiums if the condition is not controlled or deemed severe. But no more than other pre-existing or long-term medical conditions that are under control, meaning that the increase should be minimal. This will however depend on the severity of your current diagnosis, the strength of the medications you are taking and the overall level of risk you pose to an insurer.
Prices from insurers will vary depending on who you speak to, which is why Life Insurance Cover is the ideal place to find the best Cerebral Palsy life insurance.
At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best FCA-regulated life insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Who Offers Cerebral Palsy Life Insurance?
Life Insurance Cover works with many of the UK’s leading insurers for Cerebral Palsy life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance provider and compare the one that is best for you. Just submit your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:
– The best price for Cerebral Palsy life insurance
– Protection for complete peace of mind
– A specialist insurer that understands Cerebral Palsy and your symptoms
Different Protection For Cerebral Palsy
Critical illness cover
Diagnosed with Cerebral Palsy and you’d like to apply for critical illness cover?Protection for potential diagnosis of a critical illness such as cancer. Acceptance of your application will depend on various factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.
Life Insurance Cover offers policy comparison services to help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Cerebral Palsy:
If you have a medical condition like Cerebral Palsy and you require life insurance cover. At Life Insurance Cover we search leading insurers to find the best policy and save you money. We also make the purchasing of life insurance as quick and simple as possible. Fill in our no obligation enquiry form today to speak with member of the specialist team and get protected with life insurance.