Do you suffer from Cervical Spondylosis or have another ongoing medical condition? Not sure how to find cost effective Cervical Spondylosis Life Insurance protection? At Life Insurance Cover we can help you find the protection you are looking for. Life Insurance Cover compares all of the different Insurers to quickly and easily find cover that protects you and your loved ones.
What Is Cervical Spondylosis?
Cervical spondylosis is the medical term for neck pain caused by age-related ‘wear and tear’ to bones and tissues. The most common symptoms of cervical spondylosis are neck pain, stiffness and headaches. More rarely, it can trap nerves in the neck, leading to:
- Pain radiating from the arms
- Pins and needles in the arms and legs
- Loss of feeling in your hands and legs
- Loss of co-ordination and difficulty walking
However, many people with cervical spondylosis experience no noticeable symptoms.
Causes Of Cervical Spondylosis
As people get older, the effects of the ageing process and everyday use causes wear to the joints and tissues that make up the spine. For example, the discs of the spine can dry out and shrink, and the ligaments can stiffen.
In all the body’s joints, there is a constant process of “wear and repair” happening, as the joints adapt to the stresses and strains of normal everyday life.
Cervical spondylosis occurs when the balance of “wear and repair” is lost, leading to pain and stiffness in the neck. Many people aged over 50 have Cervical Spondylosis as part of getting older. You can also suffer from Cervical Spondylosis at any age if:
- Your job involves repetitive neck movements or a lot of overhead work – like painting and decorating
- Previously suffered a neck injury
- You have a family history of the condition
But in some cases, it’s not clear what may cause Cervical Spondylosis, as not all patients fit the above definitions.
Treatment For Cervical Spondylosis
In most cases, the symptoms of Cervical Spondylosis can be managed by using a combination of:
- Medication: Such as non-steroidal anti-inflammatory drugs (NSAIDs), including ibuprofen
- Exercise: Such as swimming and walking
- Self-care techniques: Including supporting your neck with a firm pillow at night
In a small number of cases, surgery may be required to remove or repair a damaged section of the cervical spine
Different Types Of Cervical Spondylosis
After initially identifying and diagnosing Cervical Spondylosis a specialist will need to investigate further to identify the best treatment method for:
The most common symptom of cervical radiculopathy is a sharp pain that “travels” down one of your arms. You may also experience some numbness or “pins and needles” in the affected arm, and find that stretching your neck and turning your head makes the pain worse.
Cervical myelopathy occurs when severe cervical spondylosis causes narrowing of the spinal canal and compression of the spinal cord. When the spinal cord is compressed, it interferes with the signals that travel between your brain and the rest of your body. Symptoms can include:
- Lack of co-ordination
- Heaviness or weakness in your arms or legs
- Problems walking
- Urinary incontinence
- Bowel incontinence
If you think you are experiencing symptoms of cervical myelopathy, see your GP as soon as possible.
Left untreated, Cervical Myelopathy can lead to permanent spinal cord damage and long-term disability.
Many people who have suffer with Cervical Spondylosis have been accepted for Life Insurance. Insurers will however accept applications based on your current treatment and if there are other conditions. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
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Finding Cervical Spondylosis Life Insurance
As an FCA regulated broker, we search and compare all Life Insurance policies available in the UK including specialist protection providers, Life Insurance Cover can find the best policy types and protection for you. It can be difficult to find the right Cervical Spondylosis Life Insurance cover for your needs, but we can help you.
As Cervical Spondylosis and other degenerative spinal conditions can be life changing long-term condition for some people which can link to other health conditions. Some Insurers may be wary about accepting all potential applications. All Insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Cervical Spondylosis Life Insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an Insurer that can meet your needs depending on your medical history.
Costs for Insurance Premiums
Because Cervical Spondylosis has potential links to other long-term health conditions, some Insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of Cervical Spondylosis, your premiums may be higher and an Insurer may request some further details from your doctor to determine your premiums.
Prices from Insurers will vary depending on who you speak to, which is why Life Insurance Cover is one the best places to find Cervical Spondylosis Life Insurance.
At Life Insurance Cover our specialist team of advisors can help you find the best Life Insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Who Offers Cervical Spondylosis Life Insurance?
Life Insurance Cover searches and compares polices from all of the UK’s leading Insurers for conditions like Cervical Spondylosis. By using an FCA regulated broker, like Life Insurance Cover to compare all of the possible policies available. Will enable you to search all of the UK Life Insurance providers in one simple search to find the best protection for you and your family. During the Life Insurance quote process, we will get quotes from more than provider and explain the benefits of each policy available to you. Helping you to protect today and provide for the future with a financial safety net. An FCA-regulated broker, like Life Insurance Cover can help you to find:
- The best price for Cervical Spondylosis Life Insurance
- Protection for you and your family
- A specialist Insurer that understands you and your symptoms
Different Protection For Cervical Spondylosis
Critical illness Insurance offers protection for many conditions including cancer. If you have received a diagnosis and ongoing treatment for Cervical Spondylosis. Acceptance of your Critical Illness Cover application will depend on multiple factors. This will include your overall health, whether your symptoms are under control. An Insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist Insurer.
Because Life Insurance Cover is an FCA regulated broker we are able to search all of the UK Life Insurance providers to find the best quotes available. By comparing all of the many different policies available will help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Cervical Spondylosis:
Do you have an ongoing medical condition and require Life Insurance protection? At Life Insurance Cover we take the time to find you the best policy and save you money. We make the purchasing of Life Insurance as quick and simple as possible. Protect today to provide for the future and create a financial safety net for you and your family.