Chronic Fatigue Syndrome Life Insurance

Are you looking for Chronic Fatigue Syndrome life insurance cover? Not sure where to start? Life Insurance Cover can compare different insurers to quickly and easily find cover that protects you and your loved ones. With an insurer that understands your needs.

More About Chronic Fatigue Syndrome

Chronic fatigue syndrome (CFS) is a long-term illness with a wide range of symptoms. The most common symptom is extreme tiredness. CFS is also known as ME, which stands for myalgic encephalomyelitis. Many people refer to the condition as CFS/ME.

CFS/ME can affect anyone, including children. It’s more common in women, and tends to develop between your mid-20s and mid-40s.

Symptoms for people with CFS/ME:

Extremely tired and generally unwell.

Sleep problems

Muscle or joint pain

Headaches

Sore throat or sore glands that are not swollen

Problems thinking, remembering or concentrating

Flu-like symptoms

Feeling dizzy or sick

Fast or irregular heartbeats (heart palpitations)

Most people find over exercising makes their symptoms worse.

The severity of symptoms can vary from day to day, or even within a day.

The symptoms of CFS/ME are similar to the symptoms of some other illnesses. It is important to see a GP to get a correct diagnosis.

Diagnosing chronic fatigue syndrome (CFS/ME)

There is not a specific test for CFS/ME, so it’s diagnosed based on your symptoms and by ruling out other conditions that could be causing your symptoms. Your GP will ask about your symptoms and medical history. You may also have blood and urine tests.

As the symptoms of CFS/ME are similar to those of many common illnesses that usually get better on their own, a diagnosis of CFS/ME may be considered if you do not get better as quickly as expected.

Treating Chronic Fatigue Syndrome (CFS/ME)

Treatment for CFS/ME aims to relieve the symptoms. Your treatment will depend on how CFS/ME is affecting you.

Treatments include:

Cognitive behavioural therapy (CBT)

A structured exercise programme called graded exercise therapy (GET)

Medicine to control pain, nausea and sleeping problems

Most people with CFS get better over time, although some people do not make a full recovery.

It’s also likely there will be periods when your symptoms get better or worse.

Children and young people with CFS/ME are more likely to recover fully.

Various factors increase your chances of getting Chronic Fatigue Syndrome, including your family medical history, age, a previous diagnosis of Chronic Fatigue Syndrome. If an insurer feels that one or any of these factors apply to your circumstances, they may offer a higher premium or refuse cover.

Finding Chronic Fatigue Syndrome Life Insurance

Don’t feel overwhelmed trying to search the wide range of options available on the market for life insurance cover. At Life Insurance Cover, we take the time to talk to you about your condition and how we can help. As chronic fatigue syndrome is considered a long-term medical condition, with some links to other health complications such as heart palpitations. Some insurers can be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for chronic fatigue syndrome life insurance, and need to assess their level of risk. If you are considered a high risk case, you may find it more challenging to find an insurer that will accept you.

At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best FCA-regulated life insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.

Costs For Chronic Fatigue Syndrome Life Insurance

Chronic fatigue syndrome is a long-term medical condition, therefore cover is frequently offered. As you have a long-term medical condition, you should expect to pay higher premiums than a person with no health conditions at all. That said, if your condition is under control with medications and you have not had a flare-up for some time, cover may be offered on standard terms. This will however depend on the severity of your chronic fatigue syndrome, the medications and treatment you are undertaking, and whether your condition is linked to any other complications.

Your premiums will always be based on the level of risk you pose to an insurer.

Prices from insurers will vary depending on who you speak to, which is why Life Insurance Cover is the perfect place to find the best Chronic Fatigue life insurance.

Who Offers Chronic Fatigue Syndrome Life Insurance?

Life Insurance Cover works with many of the UK’s leading insurers for Chronic Fatigue Syndrome life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. By submitting your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:

– The best price for Chronic Fatigue Syndrome Life Insurance

– Protection for complete peace of mind

– A specialist insurer that understands Chronic Fatigue Syndrome and your symptoms

Different Protection For Chronic Fatigue Syndrome

Critical illness cover

Critical illness insurance offers protection for many conditions including cancer. If you have received a diagnosis for Chronic Fatigue Syndrome. Acceptance of your application will depend on various factors. This will include your overall health, whether your symptoms are under control. An insurer will want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.

Life Insurance Cover offers policy comparison services to help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.

For more information on Chronic Fatigue Syndrome:

Action for ME

NHS

Do you have a medical condition like Chronic Fatigue Syndrome and require life insurance cover? At Life Insurance Cover we take the time to find the best policy and save you money. We also make the purchasing of life insurance as quick and simple as possible. Fill in the easy no obligation enquiry form to speak with member of our specialist team. Get protected with life insurance.