Do you suffer from Dermatomyositis or receive ongoing medical treatment for the condition? Not sure how to find cost effective Dermatomyositis Life Insurance protection? At Life Insurance Cover we can help you find the protection you are looking for. Life Insurance Cover compares all of the different Insurers to quickly and easily find cover that protects you and your loved ones.
What Is Dermatomyositis?
Dermatomyositis and Polymyositis are a part of group of rare conditions called Myositis. The main symptoms are weak, painful or aching muscles. This usually gets worse, slowly over time. You may also trip or fall a lot, and be very tired after walking or standing. If you have any of these symptoms you should seek medical help from your GP.
Myositis is usually caused by a problem with your immune system, where it mistakenly attacks healthy tissue.
Different Types Of Myositis
There are different types of myositis, including:
Polymyositis: This condition many different muscles, particularly the shoulders, hips and thigh muscles. It’s more common in women and tends to affect people aged 30 to 60.
Dermatomyositis: Affects several muscles and causes a rash. It’s more common in women and can also affect children (juvenile dermatomyositis).
Inclusion body myositis (IBM): Causes weakness in the thigh muscles, forearm muscles and the muscles below the knee. It may also cause problems with swallowing (dysphagia). IBM is more common in men and tends to affect people over 50.
Symptoms Of Dermatomyositis
Dermatomyositis affects many different muscles, particularly around the neck, shoulders, back, hips and thighs.
Symptoms of Dermatomyositis include:
- Muscle weakness
- Aching or painful muscles and feeling very tired
- Finding it hard to sit up, or stand after a fall
- Swallowing problems, or finding it hard to hold your head up
- Feeling unhappy or depressed
Before the muscle symptoms start, a red, purple or dark rash often appears. It is usually on the face (eyelids, nose and cheeks), and hands (knuckles). It can also sometimes be seen on the back, upper chest, elbows and knees.
The rash can be itchy or painful, and you may also get hard lumps of tissue under your skin.
You may find it difficult to get up from a chair, climb stairs, lift objects, and comb your hair. The muscle weakness can become so severe that even picking up a cup of tea can be difficult.
The muscle weakness may change from week to week or month to month, although it tends to steadily get worse if you do not get treatment.
Different Ways Of Treating Dermatomyositis
Exercise and physiotherapy
Exercise is a very important part of treatment for all the different types of myositis. It can help reduce swelling, give you more energy, and build up or restore your muscle strength. Exercise and physiotherapy are particularly important if you have inclusion body myositis (IBM), as these are the only treatments for this type of myositis.
You should speak to a GP and physiotherapist before starting a new exercise programme for any form of myositis. They will help to make an exercise plan that is right for you.
You must be very careful about exercising if you have severe symptoms of myositis, such as severe muscle pain and weakness (a “flare up”). Most specialists do not recommend exercising during this period. But, it’s very important to maintain gentle movement of your muscles and joints, especially if myositis developed during childhood. This makes sure that your joints do not become stiff and end up in a fixed position.
Steroids are the main type of medicine used to treat Polymyositis and Dermatomyositis. They help to quickly reduce swelling and ease muscle pain. They can be given as a tablet or injection, or directly into a vein through a drip. You will usually be given a high dose to start with, which is reduced over time. High doses of steroids taken over a long time can cause side effects. These include:
- Weight gain
- High blood pressure
- Cataracts (cloudy patches in the lens of the eye)
- Osteoporosis (weakened bones)
Disease-Modifying Anti-Rheumatic Drugs
If the swelling in your muscles flares up, your doctor may prescribe a disease-modifying anti-rheumatic drug (DMARD). DMARDs, such as azathioprine, methotrexate, cyclophosphamide or mycophenolate, suppress your immune system and help reduce swelling.
These medicines take time to work, but in the long term, they may help you to reduce your dose of steroids. This can help ease the side effects of steroids.
In very rare cases an individual may need immunoglobulin therapy to stop the immune system attacking muscles. This involves having an injection of healthy antibodies (immunoglobulins) from donated blood. Immunoglobulin therapy is given in hospital, usually directly into a vein through a drip. You may need more than 1 treatment.
Biologic therapies, such as rituximab, can also help manage the symptoms of myositis. They are widely used to treat conditions such as rheumatoid arthritis and psoriatic arthritis. They help to reduce swelling and tend to only be used for severe cases of myositis.
Many people who have suffer with Dermatomyositis or other medical conditions have been accepted for Life Insurance. Insurers will however accept applications based on how your condition affects you and the effectiveness of your treatment. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
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Finding Dermatomyositis Life Insurance
As an FCA regulated broker, we search and compare all Life Insurance policies available in the UK including specialist protection providers, Life Insurance Cover can find the best policy types and protection for you. It can be difficult to find the right type of protection including Dermatomyositis Life Insurance cover for your needs, but we can help you.
Because Dermatomyositis and other muscular conditions can be life changing long-term condition for some people which can link to other health conditions. Some Insurers may be wary about accepting all potential applications. All Insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Dermatomyositis Life Insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an Insurer that can meet your needs depending on your medical history.
Costs for Insurance Premiums
Because Dermatomyositis can be a debilitating condition with potential links to other long-term health conditions, some Insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of Dermatomyositis, your premiums may be higher and an Insurer may request some further details from your doctor to determine your premiums.
Prices from Insurers will vary depending on who you speak to, which is why Life Insurance Cover is one the best places to find Dermatomyositis Life Insurance.
At Life Insurance Cover our specialist team of advisors can help you find the best Life Insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Who Offers Dermatomyositis Life Insurance?
Life Insurance Cover searches and compares polices from all of the UK’s leading Insurers for conditions like Dermatomyositis. By using an FCA regulated broker, like Life Insurance Cover to compare all of the possible policies available. Will enable you to search all of the UK Life Insurance providers in one simple search to find the best protection for you and your family. During the Life Insurance quote process, we will get quotes from more than provider and explain the benefits of each policy available to you. Helping you to protect today and provide for the future with a financial safety net. An FCA-regulated broker, like Life Insurance Cover can help you to find:
- The best price for Dermatomyositis Life Insurance
- Protection for you and your family
- A specialist Insurer that understands you and your symptoms
Different Protection For Dermatomyositis
Critical illness Insurance offers protection for many conditions including cancer. If you have received a diagnosis and treatment for Dermatomyositis. Acceptance of your Critical Illness Cover application will depend on multiple factors. This will include your overall health, whether your condition is under control. An Insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist Insurer.
Because Life Insurance Cover is an FCA regulated broker we are able to search all of the UK Life Insurance providers to find the best quotes available. By comparing all of the many different policies available will help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Dermatomyositis:
Do you have an ongoing medical condition and require Life Insurance protection? At Life Insurance Cover we take the time to find you the best policy and save you money. We make the purchasing of Life Insurance as quick and simple as possible. Protect today to provide for the future and create a financial safety net for you and your family.