Life Insurance After Substance Abuse
Have you struggled with substance abuse in the past? Are you now looking for positive change, including affordable Drug Abuse Life Insurance? Drug Abuse affects many people from different backgrounds. At Life Insurance Cover we can help you find the protection you are looking for. Life Insurance Cover works with many sympathetic providers who can provide protection. At Life Insurance Cover we compare different insurers to quickly and easily find cover that protects you and your loved ones.
More About Drug Abuse
Drug abuse can have severe consequences for a person’s physical health and mental health. Drugs have powerful psychological and physical effects on the body. Depending on the substances taken and how long they were taken for.
There are many behavioural changes in drug abusers include secrecy, paranoia, feeling easily irritated and angry, over-confidence and depression. Physical damage to the body range from a loss of appetite, to weight loss, a loss of libido, and in severe cases, organ failure. It can be difficult to spot the signs of drug abuse in an individual, as in most cases the abuser tries to hide their drug-taking behaviour.
Drug abuse can be treated successfully through therapy and rehab programmes. There are many rehab programmes available either through the NHS or privately. They do require strong motivation and willpower on the part of the drug abuser in order for rehabilitation to be successful.
Can I Still Get Life Insurance?
If you have abused drugs in the past, this will impact your options for life insurance cover. Some insurers simply will not accept applications if you have abused drugs in the last 5 years. Or if you are using drugs while making your application for life insurance. Other insurers may consider you if you have used drugs previously but have since undergone a successful period of rehabilitation and have fully recovered. Insurers will look at each application on its merits, if a person has successfully beaten drug abuse they will be more inclined to offer protection. However if an individual does not disclose drug abuse and the GP is contacted, the outcome may result in protection being declined.
Many people who beaten drug abuse have been accepted for life insurance. Insurers will accept applications based on how long the individual has remained clear from drugs. By writing to your GP to confirm your treatment and medication. Also the impact the condition has on their lifestyle and ability to work.
Finding Drug Abuse Life Insurance
Because we search the insurance market, Life Insurance Cover can find the right policy types and options for you. Drug Abuse is defined as a pre existing condition by providers. Finding the right level of life insurance protection can be quite hard to find. Our specialist advisers will find the best quote within your budget.
At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best FCA-regulated life insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Costs For Insurance Premiums
As Drug Abuse is a pre exisiting health condition, most insurers will offer life insurance protection. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control. If you have had hospital admissions as a result of drug abuse, your premiums may be higher and an insurer may request some further details from your doctor to determine your premiums.
Prices from insurers will vary depending on who you speak to, which is why Life Insurance Cover is the perfect place to find the best Drug Abuse life insurance.
Who Offers Drug Abuse Life Insurance?
Life Insurance Cover works with many of the UK’s leading insurers for Drug Abuse Disease life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. By submitting your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:
– The best price for Drug Abuse Life Insurance
– Protection for complete peace of mind
– A specialist insurer that understands Drug Abuse and your symptoms
Different Protection For Drug Abuse
Critical illness cover
Critical illness insurance offers protection for many conditions including cancer. If you have received treatment for Drug Abuse. Acceptance of your application will depend on various factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.
Life Insurance Cover offers policy comparison services to help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Drug Abuse:
Do you have a medical condition like Drug Abuse and require life insurance cover? At Life Insurance Cover we take the time to find the best policy and save you money. We also make the purchasing of life insurance as quick and simple as possible. Fill in the easy no obligation enquiry form to speak with member of our specialist team. Get protected with life insurance.