Do you suffer from Heart Disease or any heart related condition and receive ongoing medical treatment for the condition? Not sure how to find cost effective Heart Disease Life Insurance protection? At Life Insurance Cover we can help you find the protection you are looking for. Life Insurance Cover compares all of the different Insurers to quickly and easily find cover that protects you and your loved ones.
What Is Heart Disease?
Heart Disease is defined as a group of conditions which encompasses a wide range of cardiovascular problems. Several conditions fall under the wider title of Heart Disease, the different types of Heart Disease include:
- Arrhythmia: An arrhythmia is a heart rhythm abnormality.
- Atherosclerosis: This condition is a hardening of the arteries within the heart.
- Cardiomyopathy: Is when the heart’s muscles start to harden or grow weak.
- Congenital heart defects: This group of heart irregularities are present at birth.
- Coronary Artery Disease: Is caused by the build-up of plaque in the heart’s arteries. It’s sometimes called ischemic heart disease.
- Heart infections: May be caused by bacteria, viruses, or parasites.
The term cardiovascular disease is one of the most common forms of heart conditions in the UK, that specifically affect the blood vessels.
Symptoms Of Heart Disease
Different types of Heart Disease may result in a variety of different symptoms and will vary between each person.
Arrhythmias symptoms include: Light headedness, fluttering heart or racing heartbeat, slow pulse, fainting spells, dizziness and chest pain.
Atherosclerosis symptoms include: Coldness, numbness especially in the limbs, unusual or unexplained pain and weakness in your legs and arms.
Congenital heart defects symptoms include: Blue-tinged skin, swelling of the extremities, shortness of breath or difficulty breathing, fatigue and low energy and an irregular heart rhythm.
Coronary artery disease symptoms include: Chest pain or discomfort, a feeling of pressure or squeezing in the chest, shortness of breath, nausea and feelings of indigestion or gas.
Cardiomyopathy symptoms include: Fatigue, bloating, swollen legs especially ankles and feet, shortness of breath and pounding or rapid pulse.
Heart infections symptoms include: Chest pain, chest congestion or coughing, fever, chills and skin rash.
Causes Of Heart Disease
There are several different causes of Heart Disease but primarily it can occur when plaque develop in the arteries and blood vessels that lead to the heart. This blocks important nutrients and oxygen from reaching your heart.
Plaque is a waxy substance made up of cholesterol, fatty molecules, and minerals. Plaque accumulates over time when the inner lining of an artery is damaged by high blood pressure, cigarette smoking, or elevated cholesterol or triglycerides.
Treatment For Heart Disease
Treatment types for Heart Disease depends on the type of condition that you are diagnosed with including how advanced the disease is. The key treatments for Heart Disease falls into three main categories:
Making Lifestyle changes: Healthy lifestyle choices can help you prevent heart disease. They can also help you treat the condition and prevent it from getting worse. Your diet is one of the first areas you may seek to change.
Medications: A medication may be necessary to treat certain types of Heart Disease. By using a prescribed medication will either cure or control your heart disease. Medications may also be prescribed to slow or stop the risk for complications.
Surgery: In certain cases medical procedure is necessary to treat the condition and prevent worsening symptoms.
Risk Factors Relating To Heart Disease
There are many risk factors for Heart Disease, some factors are controllable and others are not. By making proactive choices you can minimise the risk factors and reduce the risk. Some of the Heart Disease risk factors include:
- High blood pressure
- High cholesterol
- Physical inactivity
Smoking, is a controllable risk factor. People who smoke double their risk of developing Heart Disease. It is also worth noting that people with diabetes may also be at higher risk because blood glucose levels increase the risk of:
- Heart attack
- Coronary Artery Disease
Many people who have suffer with Heart Disease or other heart conditions have been accepted for Life Insurance. Insurers will however accept applications based on your current medical treatment and if there are other conditions. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
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Finding Heart Disease Life Insurance
As an FCA regulated broker, we search and compare all Life Insurance policies available in the UK including specialist protection providers, Life Insurance Cover can find the best policy types and protection for you. It can be difficult to find the right type of protection including Heart Disease Life Insurance cover for your needs, but we can help you.
Because Heart Disease can be life changing for some people which can link to other health conditions. Some Insurers may be wary about accepting all potential applications. All Insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Heart Disease Life Insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an Insurer that can meet your needs depending on your medical history.
Costs for Insurance Premiums
Because Heart Disease can be a debilitating long term condition for those worse affected by the condition. Some Insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of Heart Disease, your premiums may be higher and an Insurer may request some further details from your doctor to determine your premiums.
Prices from Insurers will vary depending on who you speak to, which is why Life Insurance Cover is one the best places to find Heart Disease Life Insurance.
At Life Insurance Cover our specialist team of advisors can help you find the best Life Insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Who Offers Heart Disease Life Insurance?
Life Insurance Cover searches and compares polices from all of the UK’s leading Insurers for conditions like Heart Disease. By using an FCA regulated broker, like Life Insurance Cover to compare all of the possible policies available. Will enable you to search all of the UK Life Insurance providers in one simple search to find the best protection for you and your family. During the Life Insurance quote process, we will get quotes from more than provider and explain the benefits of each policy available to you. Helping you to protect today and provide for the future with a financial safety net. An FCA-regulated broker, like Life Insurance Cover can help you to find:
- The best price for Heart Disease Life Insurance
- Protection for you and your family
- A specialist Insurer that understands you and your symptoms
Different Protection For Heart Disease
Critical illness Insurance offers protection for many conditions including cancer. If you have received a diagnosis and treatment for Heart Disease. Acceptance of your Critical Illness Cover application will depend on multiple factors. This will include your overall health, whether your condition is under control. An Insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist Insurer.
Because Life Insurance Cover is an FCA regulated broker we are able to search all of the UK Life Insurance providers to find the best quotes available. By comparing all of the many different policies available will help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
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Do you have an ongoing medical condition and require Life Insurance protection? At Life Insurance Cover we take the time to find you the best policy and save you money. We make the purchasing of Life Insurance as quick and simple as possible. Protect today to provide for the future and create a financial safety net for you and your family.