Hepatitis Life Insurance
Not sure where to find affordable Hepatitis Life Insurance? At Life Insurance Cover we can help you find the protection you are looking for. Life Insurance Cover compares different insurers to quickly and easily find cover that protects you and your loved ones.
What Is Hepatitis?
Hepatitis is a term used to describe inflammation of the liver. It's usually the result of a viral infection or liver damage caused by drinking alcohol.
Some types will pass without any serious problems, while others can be long-lasting (chronic) and cause scarring of the liver (cirrhosis), loss of liver function and, in some cases, liver cancer. Long-term (chronic) hepatitis also may not have any obvious symptoms until the liver stops working properly (liver failure) and may only be picked up during blood tests.
In the later stages it can cause jaundice, swelling in the legs, ankles and feet, confusion, and blood in your stools or vomit.
Different Types Of Hepatitis
Hepatitis C
Is the most common type of viral hepatitis in the UK. It's is spread through blood-to-blood contact with an infected person. It is most commonly spread through sharing needles used to inject drugs. Poor healthcare practices and unsafe medical injections are the main way it's spread outside the UK. Often there are no noticeable symptoms, or only flu-like symptoms, so many people are unaware they're infected. Around 1 in 4 people will fight off the infection and be free of the virus. In the remaining cases, it'll stay in the body for many years.
This is known as chronic hepatitis C and can cause cirrhosis and liver failure.
Chronic hepatitis C can be treated with very effective antiviral medications, but there's currently no vaccine available.
Hepatitis D
Only affects people who are infected with hepatitis B. It needs the hepatitis B virus to be able to survive in the body. Hepatitis D is spread through blood-to-blood contact or sexual contact. It's uncommon in the UK, but is more widespread in other parts of Europe, the Middle East, Africa and South America.
Long-term infection with hepatitis D and hepatitis B can increase your risk of developing serious problems, such as cirrhosis and liver cancer.
There's no vaccine specifically for hepatitis D, but the hepatitis B vaccine can help protect you from it.
Hepatitis E
The number of cases in Europe has increased in recent years and it's now the most common cause of short-term (acute) hepatitis in the UK. The virus is associated with the consumption of raw or under cooked pork meat, offal, wild boar meat, venison and shellfish. Hepatitis E is generally a mild and short-term infection that does not require any treatment, but it can be serious in some people, such as those who have a weakened immune system.
There's no vaccine for hepatitis E. When travelling to parts of the world with poor sanitation, where epidemic hepatitis E may be common, you can reduce your risk by practising good food and water hygiene measures.
Alcoholic Hepatitis
Is caused by drinking excessive amounts of alcohol over many years. The condition is common in the UK and many people do not realise they have it. This is because it does not usually cause any symptoms, although it can cause sudden jaundice and liver failure in some people. Stopping drinking will usually allow your liver to recover, but there's a risk you could eventually develop cirrhosis, liver failure or liver cancer if you continue to drink alcohol excessively.
You can reduce your risk of developing alcoholic hepatitis by controlling how much you drink.
Autoimmune Hepatitis
Is a rare cause of long-term hepatitis in which the immune system attacks and damages the liver. Eventually, the liver can become so damaged that it stops working properly. Treatment for autoimmune hepatitis involves very effective medicines that suppress the immune system and reduce inflammation.
Many people who are diagnosed with different forms of hepatitis have been accepted for life insurance. Most individuals are offered protection on standard rates. Insurers will however accept applications based on how severe the condition is. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle.
Finding Hepatitis Life Insurance
At Life Insurance Cover we can find the right policy types and protection for you. It can be difficult to find the right Hepatitis life insurance cover for your needs, but we can help you.
As some forms of Hepatitis can be a long-term condition that links to other health conditions. Some insurers may be wary about accepting applications. All insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Hepatitis life insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an insurer that can meet your needs.
At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best FCA-regulated life insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Costs For Insurance Premiums
As some types of Hepatitis can be long-term health conditions, some insurers may charge higher premiums than a person with no health conditions at all. Many people diagnosed with Hepatitis take out life insurance cover on standard rates. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of Hepatitis, your premiums may be higher and an insurer may request some further details from your doctor to determine your premiums.
Prices from insurers will vary depending on who you speak to, which is why Life Insurance Cover is the perfect place to find the best Hepatitis life insurance.
Who Offers Hepatitis Life Insurance?
Life Insurance Cover works with all of the UK’s leading insurers for Hepatitis life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. By submitting your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:
– The best price for Hepatitis life insurance
– Protection for complete peace of mind
– A specialist insurer that understands Hepatitis and your symptoms
Different Protection For Hepatitis
Critical illness cover
Critical illness insurance offers protection for many conditions including cancer. If you have received a diagnosis for Hepatitis. Acceptance of your application will depend on various factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.
Life Insurance Cover offers policy comparison services to help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Hepatitis:
Do you have a medical condition like Hepatitis and require life insurance cover? At Life Insurance Cover we take the time to find the best policy and save you money. We also make the purchasing of life insurance as quick and simple as possible. Fill in the easy no obligation enquiry form to speak with member of our specialist team. Get protected with life insurance.