High Cholesterol Life Insurance
Have you been diagnosed with High Cholesterol? Looking for affordable High Cholesterol Life Insurance? At Life Insurance Cover we find the protection you are looking for. Life Insurance Cover compares different insurers to quickly and easily find cover that protects you and your loved ones.
What Is High Cholesterol?
High cholesterol is when you have too much of a fatty substance called cholesterol in your blood. It's mainly caused by eating fatty food, not exercising enough, being overweight, smoking and drinking alcohol. Lower your cholesterol by eating healthily and getting more exercise. Some people also need to take medicine. Too much cholesterol can block your blood vessels. It makes you more likely to have heart problems or a stroke. High cholesterol does not cause symptoms. You can only find out if you have it from a blood test.
Eat Less Fatty Food
To reduce your cholesterol, try to cut down on fatty food, especially food that contains a type of fat called saturated fat. You can still have foods that contain a healthier type of fat called unsaturated fat.
Try to eat more:
Oily fish, like mackerel and salmon
Brown rice, bread and pasta
Nuts and seeds
Fruits and vegetables
Try to eat less:
Meat pies, sausages and fatty meat
Butter, lard and ghee
Cream and hard cheese, like cheddar
Cakes and biscuits
Food that contains coconut oil or palm oil
Exercise More
Aim to do at least 150 minutes (2.5 hours) of exercise a week. Some good things to try when starting out include:
Walking – try to walk fast enough so your heart starts beating faster
Swimming
Cycling
Try a few different exercises to find something you like doing. You're more likely to keep doing it if you enjoy it. Smoking can raise your cholesterol and make you more likely to have serious problems like heart attacks, strokes and cancer.
Cut down on alcohol consumption and try to:
Avoid drinking more than 14 units of alcohol a week
Have several drink-free days each week
Avoid drinking lots of alcohol in a short time (binge drinking)
Medicine To Lower Cholesterol
You might need medicine to lower your cholesterol if your cholesterol level has not gone down after changing your diet and lifestyle. Or you're at a high risk of having a heart attack or stroke.
Statins: Are the most common medicine for high cholesterol. They reduce the amount of cholesterol your body makes. You take a tablet once a day. You usually need to take them for life.
Other medicines may be used if statins do not work or you do not want to take statins. These include ezetimibe, fibrates and bile acid sequestrants (also called resins) or injections such as alirocumab and evolocumab.
Many people who suffer with High Cholesterol have been accepted for life insurance on standard rates without additional loading. Insurers will however accept applications based on how severe the condition is. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
Finding High Cholesterol Life Insurance
At Life Insurance Cover we search and can find the right policy types and protection for you. It can be difficult to find the right High Cholesterol life insurance cover for your needs, but we can help you.
As High Cholesterol is a long-term condition that links to other health conditions including diabetes. If you manage your High Cholesterol well and remain within your medical range, you will be offered standard rate life insurance. If you are unable to stabilise your medication, some insurers may be wary about accepting applications. All insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for High Cholesterol life insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an insurer that can meet your needs.
Our specialist team of advisors and free comparison service can help you find the best life insurance that suits your needs. Helping you to compare prices and find the best deal for you and your family.
Costs For Insurance Premiums
As High Cholesterol is a long-term health condition, some insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to manage your condition with medications and/or diet or lifestyle. If you have had hospital admissions as a result of High Cholesterol, your premiums may be higher and an insurer may request some further details from your doctor to determine your premiums.
Prices from insurers will vary depending on who you speak to, which is why Life Insurance Cover is the best place to find High Cholesterol life insurance.
Who Offers High Cholesterol Life Insurance?
Life Insurance Cover works with all of the UK’s leading insurers for High Cholesterol life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. By submitting your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:
– The best price for High Cholesterol life insurance
– Protection for complete peace of mind
– A specialist insurer that understands High Cholesterol and your symptoms
Different Protection For High Cholesterol
Critical illness cover
Critical illness insurance offers protection for many conditions including cancer. If you have received a diagnosis for High Cholesterol. Acceptance of your application will depend on various factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.
Life Insurance Cover offers policy comparison services to help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on High Cholesterol:
Do you have a medical condition like High Cholesterol and need life insurance cover? At Life Insurance Cover we take the time to find the best policy and save you money. We also make the purchasing of life insurance as quick and simple as possible. Fill in the easy no obligation enquiry form to speak with member of our specialist team. Get protected with life insurance.