Do you suffer with Huntington’s Disease or a medical condition relating to your central nervous system and receive ongoing medical treatment for the condition? Not sure how to find cost effective Huntington’s Disease Life Insurance protection? At Life Insurance Cover we can help you find the protection you are looking for. Life Insurance Cover compares all of the different Insurers to quickly and easily find cover that protects you and your loved ones.
What Is Huntington’s Disease?
Huntington’s Disease is caused by a faulty gene in your bodies DNA, the faulty genes can be inherited from members of your family. If you are diagnosed with Huntington’s Disease, it can affect your body’s nervous system.
This condition can also cause changes with movement, learning, thinking and emotions. Once symptoms begin, the disease gradually progresses, so living with it means having to adapt to change, taking one day at a time. Daily living with Huntington’s Disease can be very challenging for many people in the UK.
Symptoms Of Huntington’s Disease
The symptoms of Huntington’s Disease usually start at 30 to 50 years of age, but can begin much earlier or later. Symptoms of Huntington’s Disease can include:
- Difficulty concentrating and memory lapses
- Stumbling and clumsiness
- Involuntary jerking or fidgety movements of the limbs and body
- Mood swings and personality changes
- Problems swallowing, speaking and breathing
- Difficulty moving
Depending on the severity of the condition will determine if full-time nursing care is needed in the later stages of the condition.
Causes Of Huntington’s Disease
Huntington’s Disease is caused by a faulty gene that results in parts of the brain becoming gradually damaged over time. If one of your parents has or had it then it is likely that you might be diagnosed with this condition. It is worth noting that both men and women can be diagnosed with Huntington’s Disease.
If a parent has the Huntington’s Disease gene, there is a:
- 50% chance of each of their children developing the condition. Also affected children are able to pass the gene to any children they have.
- There is also a 50% chance of each of their children never developing the condition. Any unaffected children cannot pass the condition on to any children they have.
Very occasionally, it is possible to develop Huntington’s Disease without having a history of it in your family. But this is usually just because one of your parents was never diagnosed with it.
Treatment For Huntington’s Disease
There is currently no cure for Huntington’s Disease or any way to stop it progressing. But treatment and support can help reduce some of the problems caused by the condition.
In many areas in the UK, there are Huntington’s Disease clinics run by specialist doctors and nurses, who can offer treatment and support. Ongoing medical research into new treatments is ongoing and there have been some promising results recently.
Medicines: Medication can help reduce some of the problems caused by Huntington’s Disease, but they don’t stop or slow down the condition. Most of these medicines can cause troublesome side effects. So speak to your doctor about the possible benefits and risks of taking them is very important.
Help with tasks: Daily tasks such as getting dressed, moving around your house and eating can be frustrating and exhausting if you have Huntington’s Disease. An occupational therapist can look at activities you find difficult and see if there’s another way you can do them.
Help with eating and communication: A speech and language therapist and a dietitian can help if you have difficulty communicating and eating because of Huntington’s Disease.
Help with movement and balance problems: It is important to try to stay as active as you can. This can help you feel better both physically and mentally. Getting around can be difficult if you have problems with co-ordination and balance, but even regular walking with the use of aids like walking sticks can be beneficial.
Testing For Huntington’s Disease
If you have symptoms of Huntington’s Disease, your GP may refer you to a specialist for tests. The specialist will ask about your symptoms to see if it’s likely you have Huntington’s Disease and rule out similar conditions.
They may examine you and test things like you’re thinking, balance and walking ability. Sometimes you might also have a brain scan. A blood test to check for the Huntington’s Disease gene can confirm if you have the condition.
Many people who have suffer with Huntington’s Disease or other medical conditions have been accepted for Life Insurance. Insurers will however accept applications based on your medical history and if there are other conditions. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
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Finding Huntington’s Disease Life Insurance
As an FCA regulated broker, we search and compare all Life Insurance policies available in the UK including specialist protection providers, Life Insurance Cover can find the best policy types and protection for you. It can be difficult to find the right type of protection including Huntington’s Disease Life Insurance cover for your needs, but we can help you.
Because Huntington’s Disease can be life changing for some people which can link to other health conditions. Some Insurers may be wary about accepting all potential applications. All Insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Huntington’s Disease Life Insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an Insurer that can meet your needs depending on your medical history.
Costs for Insurance Premiums
Because Huntington’s Disease can be a debilitating long term condition for those worse affected by the condition. Some Insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of your Huntington’s Disease, your premiums may be higher and an Insurer may request some further details from your doctor to determine your premiums.
Prices from Insurers will vary depending on who you speak to, which is why Life Insurance Cover is one the best places to find Huntington’s Disease Life Insurance.
At Life Insurance Cover our specialist team of advisors can help you find the best Life Insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Who Offers Huntington’s Disease Life Insurance?
Life Insurance Cover searches and compares polices from all of the UK’s leading Insurers for conditions similar to and including Huntington’s Disease. By using an FCA regulated broker, like Life Insurance Cover to compare all of the possible policies available. Will enable you to search all of the UK Life Insurance providers in one simple search to find the best protection for you and your family. During the Life Insurance quote process, we will get quotes from more than provider and explain the benefits of each policy available to you. Helping you to protect today and provide for the future with a financial safety net. An FCA-regulated broker, like Life Insurance Cover can help you to find:
- The best price for Huntington’s Disease Life Insurance
- Protection for you and your family
- A specialist Insurer that understands you and your symptoms
Different Protection For Huntington’s Disease
Critical illness Insurance offers protection for many conditions including cancer. If you have received a diagnosis and treatment for Huntington’s Disease. Acceptance of your Critical Illness Cover application will depend on multiple factors. This will include your overall health, whether your condition is under control. An Insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist Insurer.
Because Life Insurance Cover is an FCA regulated broker we are able to search all of the UK Life Insurance providers to find the best quotes available. By comparing all of the many different policies available will help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
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Do you have an ongoing medical condition and require Life Insurance protection? At Life Insurance Cover we take the time to find you the best policy and save you money. We make the purchasing of Life Insurance as quick and simple as possible. Protect today to provide for the future and create a financial safety net for you and your family.