Do you suffer with Hyperhidrosis and receive ongoing medical treatment for the condition? Not sure how to find cost effective Hyperhidrosis Life Insurance protection? At Life Insurance Cover we can help you find the protection you are looking for. Life Insurance Cover compares all of the different Insurers to quickly and easily find cover that protects you and your loved ones.
What Is Hyperhidrosis?
Hyperhidrosis is also referred to as excessive sweating. It is normal to sweat if you get hot or do exercise, however you may notice that you are sweating excessively. If you are sweating when your body does not need to cool down it could be due to Hyperhidrosis.
The excessive sweating associated with hyperhidrosis is normally most active in the hands, feet, armpits, and the groin because of their relatively high concentration of sweat glands.
Focal Hyperhidrosis: When the excessive sweating is located in one area. For example, palmoplantar hyperhidrosis is excessive sweating of the palms and soles.
Generalised Hyperhidrosis: Excessive sweating affecting the entire body.
Hyperhidrosis may be present from birth or might develop later in life. However, most cases of excessive sweating tend to start during a person’s teenage years.
Symptoms Of Hyperhidrosis
Hyperhidrosis is defined as sweating that disrupts normal activities. Episodes of excessive sweating occur at least once a week for no clear reason and have an effect on social life or daily activities.
Symptoms of Hyperhidrosis may include:
- Clammy or wet palms of the hands
- Clammy or wet soles of the feet
- Frequent sweating
- Noticeable sweating that soaks through clothing
People who suffer with Hyperhidrosis may also choose an employment type that limits physical contact or human interaction.
Causes Of Hyperhidrosis
The causes of primary Hyperhidrosis are not well-understood. However, secondary Hyperhidrosis has a long list of known causes.
Previously it was thought Primary Hyperhidrosis had direct links to a patient’s mental and emotional state. Therefore the condition was psychological and only affected stressed, anxious, or nervous individuals.
However, through extensive medical research has demonstrated that individuals with primary Hyperhidrosis are no more prone to feelings of anxiety, nervousness, or emotional stress than the rest of the population when exposed to the same triggers. It is worth noting that in fact, the opposite is actually a trigger for stress and anxiety caused by excessive sweating.
Causes of secondary Hyperhidrosis can include:
- Spinal cord injury
- Alcohol abuse
- Heart disease
- Parkinson’s disease
- Respiratory failure
- Some cancers, such as Hodgkin’s disease
- Some infections, such as HIV, malaria, TB (tuberculosis)
- Medications, including some antidepressants
- Substance abuse
Treatment For Hyperhidrosis
A GP will usually refer a person to a skin specialist, or dermatologist for treatment, depending on the severity of the condition. Different treatment types include:
Iontophoresis: The hands and feet are submerged in a bowl of water. A painless electric current is passed through the water.
Botulinum toxin (Botox injections): Botox injections block the nerves that trigger the sweat glands. Patients with hyperhidrosis may need several injections for effective results.
Anticholinergic drugs: These medications inhibit the transmission of parasympathetic nerve impulses.
ETS: A surgical intervention is only recommended in severe cases which have not responded to other treatments. ETS may be used to treat Hyperhidrosis of the face, hands or armpits
Complications If Not Diagnosed And Treated
If Hyperhidrosis is not treated, it can lead to further medical complications including:
- Nail infections: Especially toenail infections.
- Warts: Skin growths caused by the HPV (human papillomavirus).
- Bacterial infections: Especially around hair follicles and between the toes.
- Heat rash: An itchy, red skin rash that often causes a stinging or prickling sensation. Heat rash develops when sweat ducts become blocked and perspiration is trapped under the skin.
- Psychological impact: Excessive sweating can affect the patient’s self-confidence, job, and relationships. Some individuals may become anxious, emotionally stressed, socially withdrawn, and even depressed.
Many people who have suffer with Hyperhidrosis or other long term medical conditions have been accepted for Life Insurance. Insurers will however accept applications based on your current treatment and if there are other conditions. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
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Finding Hyperhidrosis Life Insurance
As an FCA regulated broker, we search and compare all Life Insurance policies available in the UK including specialist protection providers, Life Insurance Cover can find the best policy types and protection for you. It can be difficult to find the right type of protection including Hyperhidrosis Life Insurance cover for your needs, but we can help you.
Because Hyperhidrosis can be life changing for some people which can link to other health conditions. Some Insurers may be wary about accepting all potential applications. All Insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Hyperhidrosis Life Insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an Insurer that can meet your needs depending on your medical history.
Costs for Insurance Premiums
Because Hyperhidrosis can be a debilitating long term condition for those worse affected by the condition. Some Insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of your Hyperhidrosis, your premiums may be higher and an Insurer may request some further details from your doctor to determine your premiums.
Prices from Insurers will vary depending on who you speak to, which is why Life Insurance Cover is one the best places to find Hyperhidrosis Life Insurance.
At Life Insurance Cover our specialist team of advisors can help you find the best Life Insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Who Offers Hyperhidrosis Life Insurance?
Life Insurance Cover searches and compares polices from all of the UK’s leading Insurers for conditions similar to and including Hyperhidrosis. By using an FCA regulated broker, like Life Insurance Cover to compare all of the possible policies available. Will enable you to search all of the UK Life Insurance providers in one simple search to find the best protection for you and your family. During the Life Insurance quote process, we will get quotes from more than provider and explain the benefits of each policy available to you. Helping you to protect today and provide for the future with a financial safety net. An FCA-regulated broker, like Life Insurance Cover can help you to find:
- The best price for Hyperhidrosis Life Insurance
- Protection for you and your family
- A specialist Insurer that understands you and your symptoms
Different Protection For Hyperhidrosis
Critical illness Insurance offers protection for many conditions including cancer. If you have received a diagnosis and treatment for Hyperhidrosis. Acceptance of your Critical Illness Cover application will depend on multiple factors. This will include your overall health, whether your condition is under control. An Insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist Insurer.
Because Life Insurance Cover is an FCA regulated broker we are able to search all of the UK Life Insurance providers to find the best quotes available. By comparing all of the many different policies available will help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Hyperhidrosis:
Do you have an ongoing medical condition and require Life Insurance protection? At Life Insurance Cover we take the time to find you the best policy and save you money. We make the purchasing of Life Insurance as quick and simple as possible. Protect today to provide for the future and create a financial safety net for you and your family.