Do you suffer with Hypermobility Syndrome and receive ongoing medical treatment for the condition? Not sure how to find cost effective Hypermobility Syndrome Life Insurance protection? At Life Insurance Cover we can help you find the protection you are looking for. Life Insurance Cover compares all of the different Insurers to quickly and easily find cover that protects you and your loved ones.
What Is Hypermobility Syndrome?
Hypermobility means that some or all of a person’s joints have an unusually large range of movement. People with hypermobility are particularly supple and able to move their limbs into positions others find impossible.
Joint Hypermobility Syndrome is more commonly referred to as having loose joints or being double-jointed. However, some people with Joint Hypermobility Syndrome can have a number of unpleasant symptoms as well.
Symptoms Of Hypermobility Syndrome
People diagnosed with Hypermobility Syndrome may have more than one of the following symptoms:
- Pain and stiffness in the joints and muscles
- Clicking joints
- Joints that dislocate easily
- Recurrent injuries – such as sprains
- Digestive problems
- Dizziness and fainting
- Thin or stretchy skin
Causes Of Hypermobility Syndrome
Joint Hypermobility Syndrome can run in families and it cannot be prevented. Usually, the joints are loose and stretchy because the ligaments that should make them stronger and support them are weak.
The weakness is because the collagen that strengthens the ligaments is inferior to a non-Hypermobility Syndrome person.
Many UK specialists agree that Joint Hypermobility Syndrome is part of a spectrum of hypermobility disorders which includes Ehlers-Danlos syndrome. Some people with hypermobility spectrum disorders do not have symptoms.
Treatment For Hypermobility Syndrome
If you have Joint Hypermobility Syndrome that doesn’t cause any problems, treatment is not necessary. However, you may need treatment and support if you have Joint Hypermobility Syndrome, which causes a wide range of symptoms, including joint pain and digestive problems.
Some of the main treatments for Hypermobility Syndrome are:
Physiotherapy: This treatment can help people in a number of ways including reducing pain, improve muscle strength and fitness, improved posture. It can also help to correct the movement of individual joints.
Podiatry: For some people with Hypermobility Syndrome, flat feet can be a problem. If someone has flat feet, that person has no arch in the inner part of their feet. This can put a strain on nearby muscles and ligaments.
Painkillers: Medication can be used to manage the pain associated with Hypermobility Syndrome. A GP can prescribe a medicine that contains both paracetamol and codeine, which is a stronger type of painkiller. Alternatively, non-steroidal anti-inflammatory drugs (NSAIDs) such as ibuprofen may help in some cases.
Pain management: If painkillers are not effective in reducing your pain, you may benefit from being referred to a pain specialist at a pain clinic. Staff at the clinic will be able to provide further advice and treatment.
Diagnosing Hypermobility Syndrome
If your GP thinks that you may have Joint Hypermobility Syndrome, the Beighton score is often used as a quick test to assess the range of movement in some of your joints. However, this cannot be used to confirm a diagnosis, because it is important to look at all the joints.
Your GP will also carry out blood tests and X-rays to rule out other conditions associated with joint pains including rheumatoid arthritis.
If you have other symptoms in addition to hypermobile joints, your GP may carry out a further assessment of your condition using the Brighton criteria, which can help determine if you have Hypermobility Syndrome.
Many people who have suffer with Hypermobility Syndrome or other joint related medical conditions have been accepted for Life Insurance. Insurers will however accept applications based on the severity of your condition and if there are other conditions. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
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Finding Hypermobility Syndrome Life Insurance
As an FCA regulated broker, we search and compare all Life Insurance policies available in the UK including specialist protection providers, Life Insurance Cover can find the best policy types and protection for you. It can be difficult to find the right type of protection including Hypermobility Syndrome Life Insurance cover for your needs, but we can help you.
Because Hypermobility Syndrome can be life changing for some people which can link to other health conditions. Some Insurers may be wary about accepting all potential applications. All Insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Hypermobility Syndrome Life Insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an Insurer that can meet your needs depending on your medical history.
Costs for Insurance Premiums
Because Hypermobility Syndrome can be a debilitating long term condition for those worse affected by the condition. Some Insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of your Hypermobility Syndrome, your premiums may be higher and an Insurer may request some further details from your doctor to determine your premiums.
Prices from Insurers will vary depending on who you speak to, which is why Life Insurance Cover is one the best places to find Hypermobility Syndrome Life Insurance.
At Life Insurance Cover our specialist team of advisors can help you find the best Life Insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Who Offers Hypermobility Syndrome Life Insurance?
Life Insurance Cover searches and compares polices from all of the UK’s leading Insurers for conditions similar to and including Hypermobility Syndrome. By using an FCA regulated broker, like Life Insurance Cover to compare all of the possible policies available. Will enable you to search all of the UK Life Insurance providers in one simple search to find the best protection for you and your family. During the Life Insurance quote process, we will get quotes from more than provider and explain the benefits of each policy available to you. Helping you to protect today and provide for the future with a financial safety net. An FCA-regulated broker, like Life Insurance Cover can help you to find:
- The best price for Hypermobility Syndrome Life Insurance
- Protection for you and your family
- A specialist Insurer that understands you and your symptoms
Different Protection For Hypermobility Syndrome
Critical illness Insurance offers protection for many conditions including cancer. If you have received a diagnosis and treatment for Hypermobility Syndrome. Acceptance of your Critical Illness Cover application will depend on multiple factors. This will include your overall health, whether your condition is under control. An Insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist Insurer.
Because Life Insurance Cover is an FCA regulated broker we are able to search all of the UK Life Insurance providers to find the best quotes available. By comparing all of the many different policies available will help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Hypermobility Syndrome:
Do you have an ongoing medical condition and require Life Insurance protection? At Life Insurance Cover we take the time to find you the best policy and save you money. We make the purchasing of Life Insurance as quick and simple as possible. Protect today to provide for the future and create a financial safety net for you and your family.