Do you suffer with Hypertrophic Cardiomyopathy and receive ongoing medical treatment for the condition? Not sure how to find cost effective Hypertrophic Cardiomyopathy Life Insurance protection? At Life Insurance Cover we can help you find the protection you are looking for. Life Insurance Cover compares all of the different Insurers to quickly and easily find cover that protects you and your loved ones.
What Is Hypertrophic Cardiomyopathy?
Hypertrophic Cardiomyopathy is an inherited disease of your heart muscle, where the muscle wall of your heart becomes thickened. It is a genetic condition caused by a change or mutation in one or more genes and is passed on through families. Each child of someone diagnosed with Hypertrophic Cardiomyopathy has a 50 per cent chance of inheriting the genetic condition.
Approximately 1 in 500 people of the UK population has the condition. It is worth noting that most people who have it have few, if any, symptoms.
Symptoms Of Hypertrophic Cardiomyopathy
Common symptoms for Hypertrophic Cardiomyopathy can include:
- Shortness of breath
- Chest pain
- Light headedness and fainting
Some people find that they do not have any serious problems related to your condition. With the proper treatment, the symptoms can be controlled. However some people may find that their symptoms worsen or become harder to control as they get older.
The area of heart muscle that is affected by Hypertrophic Cardiomyopathy and the amount of stiffening that occurs will determine the severity of the symptoms.
For some people, a number of other conditions can develop as a result of having Hypertrophic Cardiomyopathy. These can include abnormal heart rhythms, or arrhythmias, including heart block and endocarditis.
Causes Of Hypertrophic Cardiomyopathy
Hypertrophic Cardiomyopathy can be inherited from family members causing an abnormality in a gene that relates to the heart muscle. There are many different genes that can cause Hypertrophic Cardiomyopathy. When a gene defect is discovered, the type of Hypertrophic Cardiomyopathy that develops can vary within a family.
Hypertrophic Cardiomyopathy can also be caused by a result of high blood pressure or getting older. In some instances, the direct cause of Hypertrophic Cardiomyopathy is unknown if they do not match the above situations.
Treatment For Hypertrophic Cardiomyopathy
Currently there is no direct cure for Hypertrophic Cardiomyopathy, but with the correct diagnosis and treatment. Will enable you to control your symptoms and prevent complications caused by Hypertrophic Cardiomyopathy. Your treatment plan will depend on how your heart is affected and what symptoms you may have.
Part of your treatment could include:
Medication: To help control blood pressure, abnormal heart rhythms or other symptoms you may have.
A pacemaker: A small surgical procedure to control your heart rate.
Fitment of an ICD: For people who are at risk of having a life threatening abnormal heart rhythm. An implantable cardioverter defibrillator can be used to stabilise the condition.
Making Lifestyle Changes
Certain lifestyle changes can help you to properly manage your Hypertrophic Cardiomyopathy. By making positive changes to your lifestyle can potentially reduce symptoms and risks.
Fluid and salt restrictions: may be necessary for some patients if heart failure symptoms are present. Your GP can offer specific fluid and dietary guidelines, including information about alcoholic beverages and caffeinated products.
Exercise: Your GP will also discuss exercise guidelines with you. Most people with Hypertrophic Cardiomyopathy are able to participate in non-competitive aerobic activities.
Regular Follow-Up Visits: Patients diagnosed with Hypertrophic Cardiomyopathy should regularly see a cardiologist to monitor their condition.
Many people who have suffer with Hypertrophic Cardiomyopathy or other heart arrhythmias have been accepted for Life Insurance. Insurers will however accept applications based on how your condition is managed and if there are other conditions. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
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Finding Hypertrophic Cardiomyopathy Life Insurance
As an FCA regulated broker, we search and compare all Life Insurance policies available in the UK including specialist protection providers, Life Insurance Cover can find the best policy types and protection for you. It can be difficult to find the right type of protection including Hypertrophic Cardiomyopathy Life Insurance cover for your needs, but we can help you.
Because Hypertrophic Cardiomyopathy can be life changing for some people which can link to other health conditions. Some Insurers may be wary about accepting all potential applications. All Insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Hypertrophic Cardiomyopathy Life Insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an Insurer that can meet your needs depending on your medical history.
Costs for Insurance Premiums
Because Hypertrophic Cardiomyopathy can be a debilitating long term condition for those worse affected by the condition. Some Insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of your Hypertrophic Cardiomyopathy, your premiums may be higher and an Insurer may request some further details from your doctor to determine your premiums.
Prices from Insurers will vary depending on who you speak to, which is why Life Insurance Cover is one the best places to find Hypertrophic Cardiomyopathy Life Insurance.
At Life Insurance Cover our specialist team of advisors can help you find the best Life Insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Who Offers Hypertrophic Cardiomyopathy Life Insurance?
Life Insurance Cover searches and compares polices from all of the UK’s leading Insurers for conditions similar to and including Hypertrophic Cardiomyopathy. By using an FCA regulated broker, like Life Insurance Cover to compare all of the possible policies available. Will enable you to search all of the UK Life Insurance providers in one simple search to find the best protection for you and your family. During the Life Insurance quote process, we will get quotes from more than provider and explain the benefits of each policy available to you. Helping you to protect today and provide for the future with a financial safety net. An FCA-regulated broker, like Life Insurance Cover can help you to find:
- The best price for Hypertrophic Cardiomyopathy Life Insurance
- Protection for you and your family
- A specialist Insurer that understands you and your symptoms
Different Protection For Hypertrophic Cardiomyopathy
Critical illness Insurance offers protection for many conditions including cancer. If you have received a diagnosis and treatment for Hypertrophic Cardiomyopathy. Acceptance of your Critical Illness Cover application will depend on multiple factors. This will include your overall health, whether your condition is under control. An Insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist Insurer.
Because Life Insurance Cover is an FCA regulated broker we are able to search all of the UK Life Insurance providers to find the best quotes available. By comparing all of the many different policies available will help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Hypertrophic Cardiomyopathy:
Do you have an ongoing medical condition and require Life Insurance protection? At Life Insurance Cover we take the time to find you the best policy and save you money. We make the purchasing of Life Insurance as quick and simple as possible. Protect today to provide for the future and create a financial safety net for you and your family.