Are you looking for affordable IBS Life Insurance and not sure how to find the best policy available? At Life Insurance Cover we can help find the best policy and price that you are looking for. Life Insurance Cover compares different insurers to quickly and easily find cover that protects you and your loved ones.
Information About IBS
Irritable bowel syndrome (IBS) is a common condition that affects the digestive system. It causes symptoms like stomach cramps, bloating, diarrhoea and constipation. These tend to come and go over time, and can last for days, weeks or months at a time.
It’s usually a lifelong problem. It can be very frustrating to live with and can have a big impact on your everyday life. There’s no cure, but diet changes and medicines can often help control the symptoms. The exact cause is unknown – it’s been linked to things like food passing through your gut too quickly or too slowly, oversensitive nerves in your gut, stress and a family history of IBS.
Common Irritable Bowel Syndrome (IBS) symptoms
The main symptoms of IBS are:
Stomach pain or cramps
There may be days when your symptoms are better and days when they’re worse (flare-ups). They may be triggered by food or drink.
Diet And Medication
There’s no single diet or medicine that works for everyone with IBS. But there are lots of things that can help if you have been diagnosed with it.
General tips to relieve irritable bowel syndrome (IBS) symptoms
Cook homemade meals using fresh ingredients when you can
Keep a diary of what you eat and any symptoms you get
Find ways to relax
Get plenty of exercise
Try probiotics for a month to see if they help
Delay or skip meals
Eat too quickly
Do not eat lots of fatty, spicy or processed foods
Eat more than 3 portions of fresh fruit a day (a portion is 80g)
Drink more than 3 cups of tea or coffee a day
Do not drink lots of alcohol or fizzy drinks
How To Ease Bloating And Cramps
Eat oats (such as porridge) regularly
Eat up to 1 tablespoon of linseeds a day
Avoid foods that are hard to digest (like cabbage, broccoli, cauliflower, beans, onions and dried fruit)
Ask a pharmacist about medicines that can help, like Buscopan or peppermint oil
How To Reduce Diarrhoea
Cut down on high-fibre foods like wholegrain foods (such as brown bread and brown rice), nuts and seeds. Also avoid products containing a sweetener called sorbitol. Ask a pharmacist about medicines that can help, like Imodium (loperamide)
IBS Medication From A GP
If pharmacy medicines are not helping, a GP may prescribe a stronger medicine, such as:
These are antidepressants, but they can also help ease IBS symptoms.
Psychological therapies for IBS
If you have had IBS for a long time and other treatments are not helping, a GP may refer you for a talking therapy, such as cognitive behavioural therapy (CBT). This can help if stress or anxiety is triggering your symptoms. It can also help you cope with your condition better.
Many people who suffer with IBS have been accepted for life insurance. Insurers will however accept applications based on how severe the condition is. If your IBS is a long term condition (5 year and older) and hard to control. Insurers will write to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
Finding IBS Life Insurance
Life Insurance Cover can find the right policy types and protection for you. In most cases people with IBS can get life insurance. We can find the right IBS life insurance cover for you.
As IBS is a long-term condition that links to other health conditions. Some insurers may be wary about accepting applications. All insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for IBS life insurance. This ensures they manage and assess their level of risk. If you have had multiple flare ups or if your IBS causes secondary medical problems. It can be challenging to know where to find an insurer that can meet your needs.
Costs for Insurance premiums
IBS is a long-term health condition, some insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. Your premiums may be higher if your condition is unstable and an insurer may request some further details from your doctor to determine your premiums.
Prices from insurers will vary depending on who you speak to, Life Insurance Cover can find the best IBS life insurance for you.
At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best FCA-regulated life insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Who offers IBS Life Insurance?
We search all of the UK’s leading life insurers for IBS life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. By submitting your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:
– The best price for IBS life insurance
– Protection for you and your family
– A specialist insurer that understands you and your symptoms
Different protection for IBS
Critical illness cover
Critical illness insurance offers protection for many conditions including cancer. If you have received a diagnosis for IBS. Acceptance of your application will depend on many different factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.
Life Insurance Cover find the right cover for you and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on IBS:
Do you have a medical condition and need life insurance cover? At Life Insurance Cover we take the time to find the best policy and save you money. We also make the purchasing of life insurance as quick and simple as possible. Fill in the easy no obligation enquiry form to speak with member of our specialist team. Get protected with life insurance.