Kidney Transplant Life Insurance
Not sure how to get affordable Kidney Transplant Life Insurance? At Life Insurance Cover we can help find the protection you are looking for. Life Insurance Cover compares different Insurers to quickly and easily find cover that protects you and your loved ones.
More About Kidney Transplants
A kidney transplant is the transfer of a healthy kidney from one person into the body of a person who has little or no kidney function. The main role of the kidneys is to filter waste products from the blood and convert them to wee. If the kidneys lose this ability, waste products can build up, which is potentially life-threatening.
This loss of kidney function, known as end-stage chronic kidney disease or kidney failure, is the most common reason for needing a kidney transplant.
It's possible to partially replicate the functions of the kidney using a blood filtering procedure known as dialysis. However, this can be inconvenient and time-consuming, so a kidney transplant is the treatment of choice for kidney failure whenever possible.
Who Can Have A Kidney Transplant?
Most people who need a kidney transplant are able to have one, regardless of their age, as long as:
Well enough to withstand the effects of surgery
The transplant has a relatively good chance of success
Willing to comply with the recommended treatments required after the transplant – such as taking immunosuppressant medication and attending regular follow-up appointments
Reasons why it may not be safe or effective to perform a transplant include having an ongoing infection (this will need to be treated first), severe heart disease, cancer that has spread to several places in your body, or AIDS.
A kidney transplant is a major surgical procedure with a wide range of potential risks. In the short term, these risks include blood clots and infection. Longer-term problems, which include diabetes and an increased risk of infections, are usually related to the medication you need to take to reduce the chance of rejection.
Because of the risk of further problems, people who have had a kidney transplant require regular check-ups for the rest of their life.
Living With A Kidney Transplant
Having a healthy lifestyle after a kidney transplant goes a long way to minimise the risk of complications. It is recommended that kidney transplant recipients:
Stop smoking
Eat a healthy diet
Lose weight if overweight or obese
Take steps to reduce your risk of developing infections
How Long Do Kidney Transplants Last?
There are a number of factors which affect how long a transplanted kidney lasts.
These include whether or not the kidney came from a living donor, how well the kidney is matched in terms of blood group and tissue type, and the age and overall health of the person receiving the donation.
If you have a kidney transplant that fails, you can usually be put on the waiting list for another transplant. You may need dialysis in the meantime.
Many people who have had a Kidney Transplant have been accepted for life insurance. Dependent on how successful the procedure was will determine the cover offered. Insurers will accept applications based on how severe the condition is. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
Finding Kidney Transplant Life Insurance
If you are a recent recipient of a new kidney it will be harder to find protection. We search the whole insurance market, Life Insurance Cover can find the right policy types and protection for you. It can be difficult to find the right Kidney Transplant life insurance cover for your needs, but we can help you.
As Kidney Transplant is a long-term condition that links to other health conditions. Some insurers may be wary about accepting applications. All insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Kidney Transplant life insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an insurer that can meet your needs.
At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best FCA-regulated life insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Costs For Insurance Premiums
As Kidney Transplantation is a long-term health condition, some insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of your Kidney Transplant, your premiums may be higher and an insurer may request some further details from your doctor to determine your premiums.
Prices from insurers will vary depending on who you speak to, which is why Life Insurance Cover is the perfect place to find the best Kidney Transplant life insurance.
Who Offers Kidney Transplant Life Insurance?
Life Insurance Cover works with all of the UK’s leading insurers for Kidney Transplant life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. By submitting your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:
– The best price for Kidney Transplant life insurance
– Protection for complete peace of mind
– A specialist insurer that understands Kidney Transplants and your symptoms
Different Protection For Kidney Transplant Recipients
Critical illness cover
Critical illness insurance offers protection for many conditions including cancer. If you have received a new Kidney through transplantation. Acceptance of your application will depend on various factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.
Life Insurance Cover offers policy comparison services to help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Kidney Transplants:
Do you have an ongoing medical condition and require life insurance cover? At Life Insurance Cover we take the time to find the best policy and save you money. We also make the purchasing of life insurance as quick and simple as possible. Fill in the easy no obligation enquiry form to speak with member of our specialist team. Get protected with life insurance.