Do you suffer with Long QT Syndrome and receive ongoing medical treatment for the condition? Not sure how to find cost effective Long QT Syndrome Life Insurance protection? At Life Insurance Cover we can help you find the protection you are looking for. Life Insurance Cover compares all of the different Insurers to quickly and easily find cover that protects you and your loved ones.
What Is Long QT Syndrome?
Long QT syndrome is an inherited heart problem that affects how your heart beats. In some people, this can cause fainting or seizures. With the right treatment, it’s possible to avoid long QT syndrome having a major impact on your day-to-day life. However, you will need to make some lifestyle adjustments to reduce your risk of having blackouts.
Symptoms Of Long QT Syndrome
Some people who suffer with Long QT Syndrome do not have any symptoms at all. Many people only become aware of their condition after having an electrocardiogram (ECG) for another reason.
People who do have symptoms:
- Blackouts or fainting: This is due to the heart stopping the normal pumping of blood properly and the brain is temporarily starved of oxygen
- Seizures: This can sometimes happen instead of a blackout when the brain is starved of oxygen
- Heart palpitations: when the heart is beating in a fast or unpredictable way
These symptoms can start unexpectedly and may be triggered by:
- A sudden noise
- Strenuous exercise
- Slow heart rate during sleep.
Potential Risk Of Death
The heart usually returns to its normal rhythm after it’s been beating abnormally. But if it continues to beat abnormally and is not treated in time with a defibrillator. The heart will stop pumping and the person will die. This is called cardiac arrest, and the heart rarely returns to normal if it is not electrically corrected with shock.
Long QT Syndrome is a primary cause of sudden cardiac death in young, otherwise healthy people. It can also be an underlying cause of sudden infant death syndrome (SIDS).
Causes Of Long QT Syndrome
Long QT Syndrome is usually caused by a faulty gene inherited from a parent. The abnormal gene affects the heart’s electrical activity. It is also worth noting that certain medicines can also trigger long QT syndrome, including some types of:
- Heart medicines
However, drug-induced Long QT Syndrome tends to only affect people who already have a tendency to develop the condition.
Treatment For Long QT Syndrome
Most people with inherited Long QT Syndrome will need treatment with medicines. Beta blockers, such as propranolol or nadolol, may be prescribed to help control irregular heartbeats and slow down your heart rate.
If your symptoms are frequent or severe, and you have a high risk of having a life-threatening arrhythmia, you may need to have a pacemaker or implantable cardioverter defibrillator (ICD) fitted.
In more severe cases of long QT syndrome, surgery will be needed to control the flow of chemicals into the heart. This is known as a sympathectomy.
If medicines is causing Long QT Syndrome, your medicines should be reviewed and an alternative may be prescribed by your doctors.
Diagnosing Long QT Syndrome
A GP may recommend you have an ECG and refer you to a heart specialist (cardiologist) if you:
- Have long QT syndrome
- Suffer from blackouts during exercise
- Have a family history of unexpected and unexplained sudden death
An ECG records your heart’s rhythm and electrical activity. If you have Long QT Syndrome, the trace of the QT section (showing part of the heartbeat) will be longer than normal.
Genetic testing may be needed to identify the faulty gene causing Long QT Syndrome. It can also help identify other family members who may have inherited the faulty gene and need clinical assessment.
Many people who have suffer with Long QT Syndrome or other heart arrhythmias have been accepted for Life Insurance. Insurers will however accept applications based on how your condition impacts you and if there are other conditions. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
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Finding Long QT Syndrome Life Insurance
As an FCA regulated broker, we search and compare all Life Insurance policies available in the UK including specialist protection providers, Life Insurance Cover can find the best policy types and protection for you. It can be difficult to find the right type of protection including Long QT Syndrome Life Insurance cover for your needs, but we can help you.
Because Long QT Syndrome can be life changing for some people which can link to other health conditions. Some Insurers may be wary about accepting all potential applications. All Insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Long QT Syndrome Life Insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an Insurer that can meet your needs depending on your medical history.
Costs for Insurance Premiums
Because Long QT Syndrome can be a debilitating long term condition for those worse affected by the condition. Some Insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of your Long QT Syndrome, your premiums may be higher and an Insurer may request some further details from your doctor to determine your premiums.
Prices from Insurers will vary depending on who you speak to, which is why Life Insurance Cover is one the best places to find Long QT Syndrome Life Insurance.
At Life Insurance Cover our specialist team of advisors can help you find the best Life Insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Who Offers Long QT Syndrome Life Insurance?
Life Insurance Cover searches and compares polices from all of the UK’s leading Insurers for conditions similar to and including Long QT Syndrome. By using an FCA regulated broker, like Life Insurance Cover to compare all of the possible policies available. Will enable you to search all of the UK Life Insurance providers in one simple search to find the best protection for you and your family. During the Life Insurance quote process, we will get quotes from more than provider and explain the benefits of each policy available to you. Helping you to protect today and provide for the future with a financial safety net. An FCA-regulated broker, like Life Insurance Cover can help you to find:
- The best price for Long QT Syndrome Life Insurance
- Protection for you and your family
- A specialist Insurer that understands you and your symptoms
Different Protection For Long QT Syndrome
Critical illness Insurance offers protection for many conditions including cancer. If you have received a diagnosis and treatment for Long QT Syndrome. Acceptance of your Critical Illness Cover application will depend on multiple factors. This will include your overall health, whether your condition is under control. An Insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist Insurer.
Because Life Insurance Cover is an FCA regulated broker we are able to search all of the UK Life Insurance providers to find the best quotes available. By comparing all of the many different policies available will help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
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Do you have an ongoing medical condition and require Life Insurance protection? At Life Insurance Cover we take the time to find you the best policy and save you money. We make the purchasing of Life Insurance as quick and simple as possible. Protect today to provide for the future and create a financial safety net for you and your family.