Lupus Life Insurance
Not sure where to find affordable Lupus life insurance cover? At Life Insurance Cover we find the protection you are looking for. Life Insurance Cover compares different insurers to quickly and easily find cover that protects you and your loved ones.
Information About Lupus
Systemic lupus erythematosus (SLE) – lupus – is a long-term condition causing inflammation to the joints, skin and other organs. There’s no cure, but symptoms can improve if treatment starts early. Lupus is an autoimmune disease. This means the body’s natural defence system (immune system) attacks healthy tissues.
As lupus symptoms can be similar to lots of other conditions, it can take some time to diagnose. A GP will usually do some blood tests. High levels of a type of antibody, combined with typical symptoms, means lupus is likely.
You might be referred for X-rays and scans of your heart, kidney and other organs if your doctor thinks they might be affected.
Once lupus is diagnosed, you’ll be advised to have regular checks and tests, such as regular blood tests to check for anaemia and urine tests to check for kidney problems, which lupus can cause.
Lupus can range from mild to severe:
Mild: Joint and skin problems, tiredness
Moderate: Inflammation of other parts of the skin and body, including your lungs, heart and kidneys
Severe: Inflammation causing severe damage to the heart, lungs, brain or kidneys can be life threatening
Symptoms can flare up and settle down
Often the disease flares up (relapses) and symptoms become worse for a few weeks, sometimes longer. Symptoms then settle down (remission). The reason why symptoms flare up or settle down is not yet known.
Treatment For Lupus
Lupus is generally treated using:
Anti-inflammatory medicines like ibuprofen
Hydroxychloroquine for fatigue and skin and joint problems
Steroid tablets, injections and creams for kidney inflammation and rashes
Looking after yourself with Lupus
Although medicines are important in controlling lupus, you can help manage your symptoms and reduce the risk of it getting worse.
Eat a healthy, balanced diet
Try to stay active when you’re having a flare-up – try walking or swimming
Get lots of rest
Try relaxation techniques to manage stress – stress can make symptoms worse
Use high-factor (50+) sunscreen – you can get it on prescription if you have lupus
Wear a hat in the sun
Ask for help from family, friends and health professionals
Smoking – stopping smoking is the most important thing to do if you have lupus
Do not sit in direct sunlight or spend a lot of time in rooms with fluorescent lights
Many people who suffer with Lupus have been accepted for life insurance. Insurers will however accept applications based on how severe the condition is. If the condition is quite severe there may be a slight increase in premium. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
Finding Lupus Life Insurance
We search the whole insurance market, Life Insurance Cover can find the right policy types and protection for you. It can be difficult to find the right Lupus life insurance cover for your needs, but we can help you.
As Lupus is a long-term condition that links to other health conditions. Some insurers may be wary about accepting applications. All insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Lupus life insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an insurer that can meet your needs.
At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best FCA-regulated life insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Costs For Insurance Premiums
As Lupus is a long-term health condition, some insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of Lupus, your premiums may be higher and an insurer may request some further details from your doctor to determine your premiums.
Prices from insurers will vary depending on who you speak to, which is why Life Insurance Cover is the perfect place to find the best Lupus life insurance.
Who Offers Lupus Life Insurance?
Life Insurance Cover works with all of the UK’s leading insurers for Lupus life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. By submitting your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:
– The best price for Lupus life insurance
– Protection for complete peace of mind
– A specialist insurer that understands Lupus and your symptoms
Different Protection For Lupus
Critical illness cover
Critical illness insurance offers protection for many conditions including cancer. If you have received a diagnosis for Lupus. Acceptance of your application will depend on various factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.
Life Insurance Cover offers policy comparison services to help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Lupus:
Do you have a medical condition like Lupus and require life insurance cover? At Life Insurance Cover we take the time to find the best policy and save you money. We also make the purchasing of life insurance as quick and simple as possible. Fill in the easy no obligation enquiry form to speak with member of our specialist team. Get protected with life insurance.