MS Life Insurance
Not sure if you can get affordable MS Life Insurance? At Life Insurance Cover we find the best protection for you. Life Insurance Cover compares different insurers to quickly and easily find cover that protects you and your loved ones.
More About MS
Multiple sclerosis (MS) is a condition that can affect the brain and spinal cord, causing a wide range of potential symptoms, including problems with vision, arm or leg movement, sensation or balance. It's a lifelong condition that can sometimes cause serious disability, although it can occasionally be mild. In many cases, it's possible to treat symptoms. Average life expectancy is slightly reduced for people with MS.
It's most commonly diagnosed in people in their 20s and 30s, although it can develop at any age. It's about 2 to 3 times more common in women than men. MS is one of the most common causes of disability in younger adults.
Symptoms Of Multiple Sclerosis (MS)
The symptoms of MS vary widely from person to person and can affect any part of the body. The main symptoms include:
Fatigue
Difficulty walking
Vision problems, such as blurred vision
Problems controlling the bladder
Numbness or tingling in different parts of the body
Muscle stiffness and spasms
Problems with balance and co-ordination
Depending on the type of MS you have, your symptoms may come and go in phases or get steadily worse over time.
What Causes Multiple Sclerosis (MS)?
MS is an autoimmune condition. This is when something goes wrong with the immune system and it mistakenly attacks a healthy part of the body – in this case, the brain or spinal cord of the nervous system. In MS, the immune system attacks the layer that surrounds and protects the nerves called the myelin sheath.
This damages and scars the sheath, and potentially the underlying nerves, meaning that messages travelling along the nerves become slowed or disrupted. Exactly what causes the immune system to act in this way is unclear, but most experts think a combination of genetic and environmental factors is involved.
Treatments For Multiple Sclerosis (MS)
There's currently no cure for MS, but a number of treatments can help control the condition. The treatment you need will depend on the specific symptoms and difficulties you have.
It may include:
Treating relapses with short courses of steroid medicine to speed up recovery
Specific treatments for individual MS symptoms
Treatment to reduce the number of relapses using medicines called disease-modifying therapies
Disease-modifying therapies may also help to slow or reduce the overall worsening of disability in people with a type of MS called relapsing remitting MS, and in those with a type called secondary progressive MS who have relapses.
Unfortunately, there's currently no treatment that can slow the progress of a type of MS called primary progressive MS, or secondary progressive MS in the absence of relapses.
Outlook For People With MS
MS can be a challenging condition to live with, but new treatments over the past 20 years have considerably improved the quality of life of people with the condition. MS itself is rarely fatal, but complications may arise from severe MS, such as chest or bladder infections, or swallowing difficulties.
The average life expectancy for people with MS is around 5 to 10 years lower than average, and this gap appears to be getting smaller all the time.
Many people who suffer with MS have been accepted for life insurance. Insurers will however accept applications based on how severe the condition is and how well it is managed. By writing to your GP to confirm your treatment and whether there are any other complications. Also the impact the condition has on their lifestyle and ability to work.
Finding MS Life Insurance
Life Insurance Cover will help you find the right policy type and protection. It can be difficult to find the right MS life insurance cover for your needs, but we can help you.
As MS is a complicated long-term condition that links to other health conditions. Some insurers may be wary about accepting every application. All insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for MS life insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an insurer that can meet your needs.
Costs For Insurance Premiums
As MS is a complicated long-term health condition, some insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition and how well it is managed. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of MS, your premiums may be higher and an insurer may request some further details from your doctor to determine your premiums.
Prices from insurers will vary depending on who you speak to, which is why Life Insurance Cover is the best place to find MS Life Insurance for you.
At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best FCA-regulated life insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Who Offers MS Life Insurance?
Life Insurance Cover works with all of the UK’s life insurers for MS life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. By submitting your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:
– The best price for MS life insurance
– Protection for complete peace of mind
– A specialist insurer that understands you and your condition
Different Protection For MS
Critical illness cover
Critical illness insurance offers protection for many conditions including cancer. If you have received a diagnosis for MS. Acceptance of your application will depend on various factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.
Life Insurance Cover offers policy comparison services to help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
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Do you have a medical condition and would like life insurance cover? At Life Insurance Cover we take the time to find the best policy and save you money. We also make the purchasing of life insurance as quick and simple as possible. Fill in the easy no obligation enquiry form to speak with member of our specialist team. Get protected with life insurance.