Over 50s Non-Medical Life Insurance
Taking out an Over 50s life insurance policy with Life Insurance Cover couldn’t be easier. Complete the enquiry form and our specialist advisors will help you. Offering you the protection for you and your family.
An Over 50s life insurance policy is a suitable way for you to get insurance cover. If you have struggled getting life insurance protection due to a medical condition. This is because Over 50s plans do not require you to go through a medical examination before being approved for cover.
A Level Term life insurance is a policy where your cover amount you have chosen. Doesn’t change and stays ‘level’ throughout the duration that you have the policy. This means that your premiums are fixed for the length of policy. Looking for insurance cover, simply complete the enquiry form or give us a call.
Level Term policies may be suitable for you if you’re looking to protect more than just your mortgage. Level term policies tend to be more expensive rather than a decreasing term policy, which is used usually to pay off a mortgage. However the sum assured does not decrease and can be a suitable way to pay off debts, as well as providing a lump sum to your loved ones.
Whole of Life Insurance is a policy where you’re guaranteed a pay-out from the insurer whenever you pass away, because the policy has no expiration date. As long as you pay your monthly premiums.
You can relax knowing that there is enough money aside to cover whatever you may leave undone. Whole Life insurance cover is a very popular type of protection as it offers the reassurance of long term coverage. At Life Insurance Cover we take the time to explain all of the policy types to best fit your budget and needs.
Decreasing Term life insurance is a policy where your cover amount goes down or ‘decreases’ over the policy term that you have chosen. Which in turn lowers the monthly premiums throughout the duration of the policy. This means that your premiums decrease – the price you pay doesn’t increase and will only go down as the policy progresses.
If you do not pass away before the policy ends and you want to stay covered. You will need to take out another life insurance policy, and our specialist advisors will discuss potential solutions to assist you.
If you suffer a stroke or severe medical condition, or develop cancer or which meets the insurer’s specifications. You will receive your Critical Illness insurance cover payment while you’re still alive. Helping to support you and your family at a time that you need help. You may even opt to use the money to create happy memories, like that dream holiday or trip.
Critical Care insurance is invaluable to those who are forced to leave their job due to the severity of their medical illness. Or have lost their independence and require costly ongoing care for their condition. At Life Insurance Cover we search all of the insurance providers for Critical Illness Cover to find the best policy for you.