Sickle Cell Disease Life Insurance
Are you looking for affordable Sickle Cell Disease Life Insurance? At Life Insurance Cover we can help you find the protection you are looking for. Life Insurance Cover compares all of the different insurers to quickly and easily find cover that protects you and your loved ones.
Further Information About Sickle Cell Disease
Sickle cell disease is the name for a group of inherited health conditions that affect the red blood cells. The most serious type is called sickle cell anaemia.
Sickle cell disease is particularly common in people with an African or Caribbean family background. People with sickle cell disease produce unusually shaped red blood cells that can cause problems because they do not live as long as healthy blood cells and can block blood vessels.
Sickle cell disease is a serious and lifelong health condition, although treatment can help manage many of the symptoms.
People born with sickle cell disease tend to have problems from early childhood, although some children have few symptoms and lead normal lives most of the time.
Symptoms Of Sickle Cell Disease
The main symptoms of sickle cell disease are:
Painful episodes called sickle cell crisis, which can be very severe and last up to a week
An increased risk of serious infections
Anaemia (where red blood cells cannot carry enough oxygen around the body), which can cause tiredness and shortness of breath
Some people also experience other problems, such as delayed growth, strokes and lung problems.
Treatments For Sickle Cell Disease
People with sickle cell disease need treatment throughout their lives. This is usually delivered by different health professionals in a specialist sickle cell centre.
It's also important for people with sickle cell disease to look after their own health using self-care measures, such as by avoiding triggers and managing pain.
A number of treatments for sickle cell disease are available:
Drinking plenty of fluids and staying warm to prevent painful episodes
Painkillers, such as paracetamol or ibuprofen (sometimes treatment with stronger painkillers in hospital may be necessary)
Daily antibiotics and having regular vaccinations to reduce your chances of getting an infection
A medicine called hydroxycarbamide (hydroxyurea) to reduce symptoms
Regular blood transfusions if symptoms continue or get worse, or there are signs of damage caused by sickle cell disease
An emergency blood transfusion if severe anaemia develops
The only cure for sickle cell disease is a stem cell or bone marrow transplant, but they're not done very often because of the risks involved.
Sickle cell disease varies between individuals from mild to serious, but most people with it lead happy and normal lives. Mild sickle cell disease may have no impact on a person's day-to-day life.
But the illness can be serious enough to have a significant effect on a person's life.
Many people who suffer with Sickle cell Disease have been accepted for life insurance. Each application is vetted on the severity of the condition. Some applications have slightly higher premiums. Insurers will however accept applications based on how severe the condition is. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
Finding Sickle Cell Disease Life Insurance
We search the whole insurance market, Life Insurance Cover can find the right policy types and protection for you. It can be difficult to find the right Sickle Cell Disease life insurance cover for your needs, but we can help you.
As Sickle Cell Disease is a long-term condition that links to other health conditions. Some insurers may be wary about accepting applications. All insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Sickle Cell Disease life insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an insurer that can meet your needs.
At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best FCA-regulated life insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Costs For Insurance Premiums
As Sickle Cell Disease is a long-term health condition, some insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of Sickle Cell Disease, your premiums may be higher and an insurer may request some further details from your doctor to determine your premiums.
Prices from insurers will vary depending on who you speak to, which is why Life Insurance Cover is the perfect place to find the best Sickle Cell Disease life insurance.
Who Offers Sickle Cell Disease Life Insurance?
Life Insurance Cover works with all of the UK’s leading insurers for Sickle Cell Disease life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. By submitting your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:
– The best price for Sickle Cell Disease life insurance
– Protection for complete peace of mind
– A specialist insurer that understands Sickle Cell Disease and your symptoms
Different Protection For Sickle Cell Disease
Critical illness cover
Critical illness insurance offers protection for many conditions including cancer. If you have received a diagnosis for Sickle Cell Disease. Acceptance of your application will depend on various factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.
Life Insurance Cover offers policy comparison services to help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Sickle Cell Disease:
Do you have a medical condition like Sickle Cell Disease and require life insurance cover? At Life Insurance Cover we take the time to find the best policy and save you money. We also make the purchasing of life insurance as quick and simple as possible. Fill in the easy no obligation enquiry form to speak with member of our specialist team. Get protected with life insurance.