Stress Life Insurance
Has Stress impacted your life? medically diagnosed and looking for Life Insurance? At Life Insurance Cover we can help navigate all of the UK leading insurers and find the protection you are looking for. Life Insurance Cover helps anyone with a physical or mental health condition. We compare different insurers to quickly and easily find cover that protects you and your loved ones.
How Stress Is Damaging
Most people feel stressed sometimes and some people find stress helpful or even motivating. But if stress is affecting your life. Stress can cause many different symptoms. It might affect how you feel physically, mentally and also how you behave. It's not always easy to recognise when stress is the reason you're feeling or acting differently.
Physical symptoms:
Headaches or dizziness
Muscle tension or pain
Stomach problems
Chest pain or a faster heartbeat
Sexual problems
Mental symptoms:
Difficulty concentrating
Struggling to make decisions
Feeling overwhelmed
Constantly worrying
Being forgetful
Changes in behaviour
Irritable and snappy
Sleeping too much or too little
Eating too much or too little
Avoiding certain places or people
Drinking or smoking more
Things To Try To Help With Stress
Do
Try talking about your feelings to a friend, family member or health professional.
Use easy time-management techniques to help you take control
Use calming breathing exercises
Plan ahead for stressful days or events – planning long journeys or making a list of things to remember can really help
Consider peer support, where people use their experiences to help each other.
Listen to free mental wellbeing audio guides
Don't
Try to do everything at once – set small targets you can easily achieve
Focus on the things you cannot change – focus your time and energy into helping yourself feel better
Tell yourself that you're alone – most people feel stressed at some point in their life and support is available
Use alcohol, cigarettes, gambling or drugs to relieve stress – these can all contribute to poor mental health
Causes Of Stress
Stress is usually a reaction to mental or emotional pressure. It's often related to feeling like you're losing control over something, but sometimes there's no obvious cause. When you're feeling anxious or scared, your body releases stress hormones such as adrenaline and cortisol. This can be helpful for some people and stress might help you get things done or feel more motivated. But it might also cause physical symptoms such as a faster heartbeat or sweating. If you're stressed all the time it can become a problem.
Identifying The Cause
If you know what's causing your stress it might be easier to find ways to manage it. Things that may cause stress include:
Work – feeling pressure at work, unemployment or retirement
Family – relationship difficulties, divorce or caring for someone
Financial problems – unexpected bills or borrowing money
Health – illness, injury or losing someone (bereavement)
Even significant life events such as buying a house, having a baby or planning a wedding could lead to feelings of stress. You might find it hard to explain to people why you feel this way, but talking to someone could help you find a solution.
Many people who suffer with mental/physical illness caused by Stress have been accepted for life insurance. Insurers will however accept applications based on how severe the condition is. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
Finding Stress Life Insurance
We work with compassionate and understanding life insurers who understand physical and mental health. Life Insurance Cover can find the right policy types and protection for you. It can be difficult to find the right Stress life insurance cover for your needs, but we can help you.
As Stress can be a long-term condition that links to other health conditions. Some insurers may be wary about accepting applications. All insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Stress life insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an insurer that can meet your needs.
At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best FCA-regulated life insurer. Helping you to compare prices and find the best deal that is within your budget.
Costs For Insurance Premiums
As Stress can be a long-term health condition, some insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result Stress or associated physical/mental health problems, your premiums may be higher and an insurer may request some further details from your doctor to determine your premiums.
Prices from insurers will vary depending on who you speak to, which is why Life Insurance Cover is here to help you find the best Stress life insurance.
Who Offers Stress Life Insurance?
Life Insurance Cover works with all of the UK’s leading insurers for Stress life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. By submitting your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:
– The best price for Stresse life insurance
– Protection for complete peace of mind
– A specialist insurer that understands you and your symptoms
Different Protection For Stress
Critical illness cover
Critical illness insurance offers protection for many conditions including cancer. If you have received a diagnosis for Stress. Acceptance of your application will depend on various factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.
Life Insurance Cover is here to help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Stress:
Do you have a mental/physical medical condition and need life insurance cover? At Life Insurance Cover we take the time to find the best policy and save you money. We also make the purchasing of life insurance as quick and simple as possible. Fill in the easy no obligation enquiry form to speak with member of our specialist team. Get protected with life insurance.