Stroke Life Insurance
Have you recently survived a stroke?Are you looking for affordable Stroke life insurance cover? At Life Insurance Cover we find the protection you are looking for. Life Insurance Cover compares different insurers to quickly and easily find cover that protects you and your loved ones.
Surviving A Stroke
A stroke is a serious life-threatening medical condition that happens when the blood supply to part of the brain is cut off. Strokes are a medical emergency and urgent treatment is essential. The sooner a person receives treatment for a stroke, the less damage is likely to happen.
If you suspect that you or someone else is having a stroke, phone 999 immediately and ask for an ambulance.
Causes Of A Stroke
Like all organs, the brain needs the oxygen and nutrients provided by blood to function properly. If the supply of blood is restricted or stopped, brain cells begin to die. This can lead to brain injury, disability and possibly death.
There are 2 main causes of strokes:
Ischaemic – where the blood supply is stopped because of a blood clot, accounting for 85% of all cases
Haemorrhagic – where a weakened blood vessel supplying the brain bursts
There’s also a related condition called a transient ischaemic attack (TIA), where the blood supply to the brain is temporarily interrupted. This causes what’s known as a mini-stroke. It can last a few minutes or persist up to 24 hours.
Certain conditions increase the risk of having a stroke, including:
High blood pressure (hypertension)
Increased cholesterol levels
Irregular heart beat (atrial fibrillation)
Treating A Stroke
Treatment depends on the type of stroke you have, including which part of the brain was affected and what caused it. Strokes are usually treated with medication. This includes medicines to prevent and dissolve blood clots, reduce blood pressure and reduce cholesterol levels.
In some cases, procedures may be required to remove blood clots. Surgery may also be required to treat brain swelling and reduce the risk of further bleeding if this was the cause of your stroke.
Recovering From A Stroke
People who survive a stroke are often left with long-term problems caused by injury to their brain. Some people need a long period of rehabilitation before they can recover their former independence, while many never fully recover and need ongoing support after their stroke.
Local authorities will provide free rehabilitation services for anyone assessed as needing them. These services help the person recovering from a stroke learn or relearn the skills they need to live at home independently. Some people will continue to need some form of care or help with their daily activities.
Preventing A Stroke
You can significantly reduce your risk of having a stroke by:
Maintaining a healthy diet
Taking regular exercise
Following the recommended guidelines on alcohol intake (not drinking more than 14 units a week)
If you have a condition that increases your risk of a stroke, it’s important to manage it effectively. If you have had a stroke or TIA in the past, these measures are particularly important because your risk of having another stroke is greatly increased.
Many people who have had a stroke or multiple strokes have been accepted for life insurance. Insurers will however accept applications based on how severe the stroke was and if it has caused permanent damage. By writing to your GP to confirm your treatment and whether there are any medical complications. Also the impact the condition has on their lifestyle and ability to work.
Finding Stroke Life Insurance
We search the whole insurance market including specialist providers. At Life Insurance Cover we will find the best policy types and protection for you. It can be difficult to find the right Stroke life insurance cover for your needs, but we can help you.
A Stroke or multiple strokes can cause long-term medical problems that links to other health conditions. If you have fully recovered after a stroke and there are no other medical issues, an insurer may offer life insurance on a standard rate. If a stroke has caused permanent medical damage, some insurers may be wary about accepting applications. All insurers underwrite applications by writing to your GP to confirm treatment and medication. By completing the medical forms from customers looking for Stroke life insurance. This ensures they manage and assess their level of risk. If you have had complications or secondary medical problems. It can be challenging to know where to find an insurer that can meet your needs.
At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best life insurance that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Costs For Insurance Premiums
A Stroke or multiple Stokes can be a long-term health condition, some insurers may charge higher premiums than a person with no health conditions at all. This will however depend on the severity of your condition. Whether you are able to keep your symptoms under control with medications and/or diet or lifestyle. If you have had hospital admissions as a result of Stroke, your premiums may be higher and an insurer may request some further details from your doctor to determine your premiums.
Prices from insurers will vary depending on who you speak to, which is why Life Insurance Cover is the best place to find Stroke life insurance.
At Life Insurance Cover our specialist team of advisors and comparison service can help you find the best FCA-regulated life insurer that suits your needs. Helping you to compare prices and find the best deal that is within your budget.
Who Offers Stroke Life Insurance?
Life Insurance Cover works with all of the UK’s leading insurers for Stroke life insurance. Our panel of FCA registered life insurance specialists will provide quotes. We will get a quote from more than one life insurance company and compare the one that is best for you. By submitting your details through one of our quick and easy online forms to receive quotes. Our UK leading FCA-regulated insurance providers will help you to find:
– The best price for Stroke life insurance
– Protection for complete peace of mind
– A specialist insurer that understands Strokes and your symptoms
Different Protection for Stroke Survivors
Critical illness cover
Critical illness insurance offers protection for many conditions including cancer. If you have recovered from a stroke. Acceptance of your application will depend on various factors. This will include your overall health, whether your symptoms are under control. An insurer may want a medical report to review your current treatment. If you have experienced medication complications, you may face higher premiums or may even need to take out a policy with a specialist insurer.
Life Insurance Cover offers free policy comparisons to help you find the right cover and take the hassle out of the application process. Simply complete the enquiry form to get a quote. It’s quick, simple and completely free.
For more information on Strokes:
Do you have a pre existing medical condition and require life insurance cover? At Life Insurance Cover we take the time to find the best policy and save you money. We also make the purchasing of life insurance as quick and simple as possible. Fill in the easy no obligation enquiry form to speak with member of our specialist team.