What Type Of Insurance Do I Need?
- Life Insurance Only
An effortless way of ensuring that your loved ones are financially protected and secure in the event of your death.
- Life Insurance with Critical Insurance
As above but also a lump sum is paid out if you are diagnosed with a critical illness such as cancer, a tumour, a heart attack and anything else listed in the policy.
- Mortgage Life Insurance
The amount of cover reduced over the term of your policy, usually in line with your outsanding mortgage balance.
- Whole of Life
A life insurance policy that covers the policy holder for the remainder of their life, with no specified term.
- Cover Period
The number of years until you retire, number of years left on mortgage or until the children grow up.
- Cover Amount
This is the lump sum payment that will be paid to your loved ones and family in the event of your death. If unsure simply estimate now and this can be changed at a later date.
How does it work?
Simply fill in our quick 30 second form then quote. Compare and get life insurance cover should you wish. There’s no obligation to accept any cover offered and it’s a totally free service. Find the right types of insurance for your family. Life Insurance Cover is here to help.
What is critical illness cover?
Most life insurance policies include terminal or critical illness cover, however you would need to make sure before taking out any policy. This covers you or your partner if it’s a joint policy if you are diagnosed with a terminal illness. This means you can claim on your life insurance policy before you die. You would need to read through your policy to make sure you are fully covered and the policy suits your requirements. There are many types of insurance that can benefit your needs.
Can we get joint Cover?
Yes simply select the joint cover option on the form when requesting a free no obligation comparison quote.
How Much Cover Should I Get and How long For?
This is entirely up to you and is based on how much you can afford per month for the cover. Each person is different so make sure you work out exactly how much cover you will need to cover things like mortgage, bills, number of children and other expenses etc.Life insurance cover duration depends on if you wish to cover the duration of the mortgage you have left or until your children are 21. There is no set duration to choose from you simply choose what suits you and your requirements.
Can I cancel my cover?
Yes you can. However be aware your cover will stop as well. You will not have covered for life insurance. There is no cash payout at the end if you cancel, you simply no longer have cover active.