Guides and Info

HIV and Life Insurance

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HIV and Life Insurance protection

Over the many years since the discovery of HIV. Many people have made the common misconception that Life Insurance is unavailable. However, this could not be further from the reality. Following a diagnosis for HIV, many people have reached the conclusion that their Life Insurance policy will now be invalid. While other people who may […]

Guides and Info

Critical Illness Cover for Smokers

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critical illness cover for smokers

As with all of the many lifestyle choices that we make, you will probably not be surprised to learn that. When it comes to Life Insurance and Critical Illness Cover. Smoking will impact your eligibility and the monthly premium you pay for your policy. In today’s post we will take a deeper look at Critical […]

Covid19 updates

Covid19 Life Insurance Claims

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Covid19 Life Insurance Claims

At the time of writing this post, Wales have completed their “fire Break” Lockdown. Scotland are using a tiered approach and England is in its second Lockdown. In today’s post we take a look at some of the data relating to Life Insurance Claims directly caused by Covid19 in the first nationwide lockdown. From a […]

Guides and Info

Life Insurance When Pregnant

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Life Insurance and pregnancy

If you are expecting your first child or the addition of a brand new family member which brings happiness and excitement for the future. It can also be a time to consider many different factors during pregnancy. These could include getting everything a new born baby will need for the first few months at home. […]

Guides and Info

Is Critical Illness Cover Worth It?

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is critical Illness cover worth it?

Each year, an increasing number of UK adults become either become chronically unwell or suffer a severe illness meaning they can no longer work. Although this is an extremely scary thought as none of us know what the future holds. With many adults having mortgages and rent to pay and families to feed, an increasing […]

Uncategorised

Is Lego The Best Therapy?

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Lego therapy

Could Lego Be The Best Mindfulness Therapy? Following on from our previous post during the initial lockdown, in which we looked at escapism as a method of mindfulness and therapy. Which many people still currently enjoy as Animal Crossing New Horizons is constantly coming up with new content. Today we take a look at a […]

Guides and Info

Best Critical Illness Cover

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best critical illness cover

What is the Best Critical Illness Cover Available in the UK? With all annual household insurance policies including car, home and pet insurance it is normal to search and compare polices. Making sure that each policy is cost effective, offering value for money whilst still offering the protection we need. For some people that might […]

Guides and Info

Critical Illness Cover Diabetes

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Critical Illness cover diabetes

Critical Illness Cover for Diabetes You may have been previously or recently diagnosed with Diabetes. Or have a family history and want to safeguard against a potential diagnosis in the future. As with many ongoing medical conditions it can be very hard to come to terms with, let alone manage the day to day treatment. […]

Guides and Info

Impaired Life Insurance

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Impaired Life Insurance

What is Impaired Life Insurance? The likelihood of many people being aware of the term impaired life, or impaired risk is quite low. However, it impacts more protection policy applications than you may think. But what does this term mean? More importantly, if your application for Life Cover classified as impaired. You will want to […]